You may end up owning multiple bikes if you have a passion for motorcycles – in which case, rather than insuring each motorcycle individually, the panel of motorcycle fleet insurance experts can find a policy which suits you.
- Cover For All Types of Motorcycles
- Employers & Public Liability Insurance
- Breakdown Assistance
- Flexible Payment Options
- Full Documentation Available Instantly
Motorcycle Fleet Insurance – A Quick Overview
Motorcycle fleet insurance in the UK is designed for businesses operating multiple bikes, offering a unified policy for easier management and potential cost savings.
What is Motorcycle Fleet Insurance?
Understanding the various types of motorcycle fleet insurance is crucial for making an informed decision. Comprehensive cover offers complete protection against theft, damage, and third-party claims, while Third Party Only (TPO) covers damages to others caused by your fleet. Third Party, Fire and Theft (TPFT) provides a middle ground, covering third-party claims and damages due to fire or theft. Tailor your policy by considering factors like fleet size, usage frequency, and the individual history of drivers to ensure optimal coverage and cost-effectiveness.
Motorcycle fleet insurance options
Below are some of the types of cover you can get with a motorcycle fleet policy –
- Third party – A third party policy will provide enough cover for your motorcycles (and any other vehicles on the policy) to make them legal to drive. For more protection, you can add fire and theft to a third party policy or get comprehensive cover.
- Comprehensive – A comprehensive policy will cover your motorcycles for all types of collisions, even those that your staff are liable for.
- Liability claims – If someone were to be injured or killed due to negligence on behalf of yourself or an employee then you could face a liability claim. Liability insurance would make sure you’re covered in such a scenario.
- Legal expenses – If you do have to fight a liability claim then the legal expenses can be very costly. Therefore it’s not a bad idea to have this type of cover included in a fleet policy.
- Breakdown assistance – Breakdown assistance will ensure that if any of your motorcycles break down while in use, they’ll be back on the road swiftly.
- Trackday cover – You need to inform your insurer about your activities such as competing, riding or doing stunts.
Getting Motorcycle Fleet Insurance – Practical Tips
Securing the best deal for your motorcycle fleet insurance involves more than just comparing quotes. Enhance your safety measures, invest in anti-theft devices, and promote responsible driving within your fleet. Regularly reviewing and adjusting your policy to reflect any changes in your fleet can also lead to substantial savings. Additionally, consider a higher deductible to lower premiums, ensuring the balance between affordable payments and adequate coverage
Why get motorcycle fleet insurance online?
- Get quotes from a lot of providers easily – A big benefit of getting fleet insurance quotes online is that you can get quotes from many providers in a quick and easy way. By filling in one quote form, you’re able to receive quotes from multiple providers and compare them next to each other very easily.
- Get the exact type of cover you need – Another benefit of getting fleet insurance quotes online is that you can easily add or remove cover options to tailor your quotes to the exact needs of your business.
- No pressure – When getting quotes online, you also have no pressure to take out a particular policy. Instead you can compare them at your leisure and decide which is best for you.
Get quotes easily
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