If you run a driving school and have a fleet of vehicles that you need to insure, then driving school insurance gives you an ideal way to do this. You can insure all your vehicles under the same policy and protect your instructors against the main risks they face.

Some excellent benefits of driving school insurance are:

  • The perfect type of cover for your business
  • Quick and easy quotes
  • Flexible payment options
  • No hard sell

A guide to driving school insurance

Running a driving school comes with considerable risk since your instructors will be constantly dealing with inexperienced drivers that are much more liable to make mistakes. If you opt to get cover for your own vehicles rather than your instructors getting individual cover, then you’ll need to get driving school insurance.

Below is some useful information on the types of cover you can get, what you can expect to pay, and some great ways to save money. To get quotes now, simply click the green button.

Did you know?

The number of vehicles you have to insure will be a big determining factor for how much you pay for your insurance.

What types of cover can you get?

Some of the main types of cover you can get for your driving school are:

  • Road risks – Road risks will cover the vehicles in your fleet for accidents as well as fire and theft in some cases. You can get third party only; third party, fire and theft; and fully comprehensive cover.
  • Personal accident cover – If your instructors are injured while on the job, this would provide cover for medical treatment.
  • Public liability – If a pupil or member of the public were to file a claim against your business, you would be covered for expenses, including legal fees with some providers.
  • Uninsured driver protection – If one of your vehicles were to be damaged as a result of a collision with an uninsured driver, your no claims bonus would not be affected.

How much does driving school insurance cost?

The cost of a driving school insurance policy will vary a lot, but some of the main factors insurance providers consider are:

  • The number of vehicles in your fleet – This is one of the biggest factors that affects how much you’ll pay for driving school insurance. Smaller schools with fewer cars will, of course, pay less compared to larger schools with very large fleets.
  • Your instructors – The instructors you hire is another factor that will significantly impact how much your cover costs.
  • Your location – The location where your business operates is a big factor for insurance providers too.

Did you know?

It’s nearly always better to hire experienced instructors over the age of 25 to keep insurance costs down.

What are the best ways to save money on driving school insurance?

Some great ways to save money on driving school insurance include:

  • Hire experienced instructors – This is one of the best things you can do to keep costs down since it’s one of the main things insurance providers will take into account other than the cars in your fleet.
  • Make your vehicles secure – Any steps you can take to make your vehicles more secure should be taken. Theft and vandalism are always risks, so you should do whatever you can to reduce the chance of this happening.
  • Get many quotes – Getting quotes is easier than ever, so there’s no excuse not to do this, and it’s one of the best ways you can save money when taking out a driving school insurance policy.

In summary: Buying driving school insurance

Running a driving school is certainly not without its risks, but getting good insurance in place can help you to reduce your exposure significantly. Having the right cover will give you peace of mind that no matter what happens, you won’t be left financially devastated.

Get driving school insurance quotes easily

If you want to get driving school insurance quotes now, just click the green button below.

Driving School Insurance FAQs

Is driving school insurance the same as driving instructor insurance?

They’re sometimes called the same thing but driving school insurance is usually for driving school operators who insure all their vehicles together as a fleet; whereas driving instructor insurance is usually just for individual driving instructors and the vehicle they use to teach in.

How do I get the right type of policy?

You should think about the type of cover that’s most important to you as well as your budget and choose accordingly.