Don’t have your registration number? No problem, click here.
Click the green quote button and you can have motorbike insurance quotes within minutes.
- Fully comprehensive
- Third party only
- Third party, fire and theft
- Legal fees
- Breakdown cover
A guide to motorbike insurance
Motorbike insurance, also called ‘motorcycle insurance’, is a necessity when you drive a motorbike. Not only does motorbike insurance make your vehicle road legal but it also covers you for some of the main risks involved, such as collisions with other motorists as well as breakdown assistance and legal fees, depending on the level of cover you take out.
In this guide, you’ll find a full explanation of the different types of motorcycle insurance that are available as well as the benefits of getting cover online.
Did you know?
It’s very easy to tailor your motorbike insurance so it includes only the cover you most need
Types of motorbike insurance
Below are the three main types of motorbike insurance you can take out –
Third party only
This is the lowest level of cover you can get to make your motorbike road legal. It doesn’t provide any cover for your bike but will provide cover for any damage or injury you cause to others.
Third party, fire and theft
Third party, fire and theft will provide cover for damage or injury to other people but also comes with protection for your own bike if it’s damaged as a result of a theft attempt, damaged by fire or stolen. It won’t provide cover for damage caused by collisions however.
Comprehensive
Comprehensive cover provides you with the most protection for your motorcycle. It will cover the costs of damages for both your vehicle and any third parties if you were at fault for an accident. It also covers fire and theft.
Additional cover options
Some additional types of motorbike insurance include –
Breakdown cover
Always a useful type of cover to have. You would be assisted if your bike broke down by the roadside or at home.
No claims bonus protection
You can pay an additional cost to protect the no claims bonus you’ve built up.
European travel
This will cover you for riding your motorcycle in certain European countries. The amount of time you’re covered and the level of cover you have is something you should discuss with your insurance provider.
Did you know?
Getting motorbike insurance quotes online could save you money by helping you to prevent overpaying for a policy
The benefits of getting motorcycle insurance online
Some of the benefits of getting cover online include –
- Get pressure-free quotes
- Take your time to choose the ideal policy
- Instant cover
- Easily add and remove cover options
- Flexible payment options
Did you know?
When you take out quotes online, there’s no pressure or hard sell. Simply choose the policy that’s best for you.
Get motorcycle insurance quotes now
If you want to get tailored motorcycle insurance quotes in a quick and easy manner, then you’re in the right place. Simply click the green button below and once you’ve provided the necessary information, you’ll be sent quotes from a range of specialist motorcycle insurance providers.
Don’t have your registration number? No problem, click here.
Motorcycle Insurance FAQs
Will my motorbike insurance go up if somebody else hits me?
Is insuring a motorcycle cheaper than insuring a car?
What is CBT?
What is an excess under motorbike insurance?
Can I insure a modified or imported motorcycle?
How old do I have to be to take out a motorbike insurance policy?
Is it possible insure a scooter or a moped too under a motorcycle insurance policy?
What are the best ways to save money on motorcycle insurance?
- Limit cover options
- Have somewhere safe to keep your bike
- Use your no claims bonus
- Get a lot of quotes
How much does motorbike insurance cost?
- Your age
- Your motorcycle driving experience
- The value of your motorbike
- The level of cover you take out