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  • Cover for all types of touring bikes
  • Road risks
  • Breakdown assistance
  • Helmet and leather cover
  • Expert advice

Touring bike insurance explained

A touring bike can be a great way to travel across the UK and further afield in a comfortable and relaxing manner. However, travelling long distances can be a lot of strain on your bike as well as come with a greater risk of accidents and theft. Therefore, If you have a touring bike, it’s essential that you protect it with a good insurance policy.

You can get touring bike insurance quotes immediately by clicking the green button. If you’d like more information on the types of cover you can get and how to save money when taking a policy, then you should find the information below very helpful.

Did you know?

Touring bikes are designed to be comfortable and reliable when used over long distances. Having the right cover in place will give your further peace of mind.

Touring bike cover options

Road risks

Road risk cover is essential when you have a touring bike. It will make your bike road legal and in the case of a fully comprehensive policy, will also provide full protection against crashes, theft and fire damage. If you want to save money, you can opt for a third party only policy, although this won’t provide any protection for your own bike.

Overseas use

Overseas use is a very common type of cover that touring bike owners take out. You can get cover for many countries throughout Europe but it’s a good idea to check with your insurance provider to find out exactly which countries you’d be covered in and what level of protection you’d have.

Breakdown assistance

Breakdown assistance is another very useful cover option for touring bike owners and will often work out cheaper than getting it through a third party company.

Helmet and leather

Although not a vital type of cover, you can also get protection for your helmet and leathers included in your policy.

Did you know?

Touring bikes can cost more to insure compared to other motorcycles due to being used over long distances and having larger engines. This means it’s always a good idea to shop around for quotes so you can get the best price possible.

Touring bike insurance FAQs

Can you save money on touring bike insurance?

Yes. A couple of good ways to do this include –

  • Get a limited mileage policy – Because touring bikes are often used to cover long distances, they can cost considerably more to insure. However, if you and your insurance provider come to an agreement on a certain mileage that you’ll stick below each year, then you can save a considerable amount on insurance.
  • Get a lot of quotes – Getting quotes from a lot of different insurance providers is one of the best ways you can save money on touring back insurance. It will help you to prevent overspending on a policy you could’ve gotten cheaper elsewhere.

Do touring bikes cost more to insure than other types of bikes?

The larger engine size, long distances covered and additional features can mean that touring bikes cost more but this isn’t always the case. A lot of other factors come into play, the main ones being –

  • Your age and riding experience
  • The value of your bike
  • Where the bike is kept
  • The area you live in
  • The level of cover you take out

Get touring bike insurance quotes quickly and easily

Get touring bike insurance quotes now by clicking the green button. It only takes a few minutes to provide the necessary information and you’ll then have full access to your specialised quotes!

Don’t have your registration number? No problem, click here.