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Get 125cc bike insurance quotes quickly and easily.

  • Cover for 125cc bikes and scooters
  • All types of cover available
  • Breakdown assistance
  • Instant quotes

125cc bike insurance guide

125cc bikes make an excellent choice for younger riders since they’re usually much cheaper to buy than their more powerful counters. They’re also cheaper to insure too. If you’re looking for 125cc bike insurance, then you’re in the right place. Click the green quote button on this page and you can have tailored 125cc bike quotes in just minutes. If you’d like to find out more about 125cc bike insurance, the read below.

Did you know?

125cc bikes are cheaper to insure thanks to having a small engine and being safer to ride compared to more powerful bikes

What cover options are available?

Third party only

Third party only is the level of cover you’ll need to get to ride your bike, moped or scooter legally. Without it, your bike won’t road legal and you could easily get penalty points on your licence or even a ban.

Third party, fire and theft

You can add more protection for your own vehicle by getting a third party, fire and theft policy. As the name implies, your bike will be road legal and also protected for the risk of fire and theft.


A comprehensive policy will cost more than third party/third party, fire and theft but is still affordable in most cases with a 125cc bike. It will provide full protection for your vehicle.

Personal injury

The risk of personal injury when riding a motorbike is fairly high, especially for new riders. Although 125cc bikes are quite safe compared to more powerful bikes, it’s still a good idea to consider getting personal injury cover added to your policy.

Breakdown assistance

Breakdown assistance is a useful type of additional cover that you might also consider.

Did you know?

You can get a 125cc bike with just a provisional licence and Compulsory Basic Training (CBT)

125cc bike insurance FAQs

What do I need in order to get 125cc bike insurance?

To be eligible for 125cc bike insurance, you should –

  • Have a provisional licence
  • Have completed CBT
  • Be able to provide details about your bike, scooter or moped

Are 125cc bikes cheaper to insure?

Yes. 125cc bikes are not as powerful as 250cc and 500cc bikes and therefore they’re considered less risky by insurance providers. They’re usually much cheaper to buy too, which means the cost of replacing them is considerably lower.

What are some good ways to save money?

  • Park your bike in a garage – One of the best ways to lower the cost of your insurance is by parking your bike in a secure garage.
  • Pay annually – You can also save money with most providers by paying for policy upfront on an annual basis.
  • Get quotes from several providers – Getting quotes from several insurance providers will enable you to make an informed decision.

Get 125cc insurance quotes now

To get 125cc bike insurance quotes from specialist providers now, all you have to do is click the green button below.

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