Susan Difford
Personal Lines Insurance Expert
Susan is a true industry veteran when it comes to personal lines insurance. With over 15 years of experience working for national insurance brokers, she has gained a wealth of knowledge and expertise that enable her to provide insightful and informed commentary on a range of industry-related topics.
Throughout her impressive career, Susan has developed a comprehensive understanding of the complexities involved in the personal lines insurance industry.
Comments from Susan:
Import Car Insurance
"Minimising the cost of insuring your imported car is achievable by comparing quotes, opting for a higher excess, and joining a car owners' club."
Listed Building Home Insurance
"Listed building insurance policies are different from standard insurance cover because they are specifically designed to protect the unique characteristics of listed buildings."
High Net Worth Home Insurance
"High Net Worth home insurance policies are highly customisable, allowing policyholders to tailor their coverage to their specific needs. This can include coverage for art collections, antiques or other high-value possessions which isn't always possible with Standard home insurance policies."
Non Standard Home Insurance
"If you have a non-standard home, you'll need specialist cover because repairing or rebuilding it could be more expensive than for a standard property. Specialist skills and craftsmanship may be required to repair or replace materials, increasing the risk to your insurer and driving up your premiums."
Motorbike Insurance
"Look beyond the cost of the policy and consider the benefits that come with it. For example, some policies may include breakdown cover, legal expenses insurance, or cover for riding abroad."
Car Insurance
"As the name suggests comprehensive insurance policies would ensure extensive protection for your own vehicle as well as third party cover and fire and theft , but you should be aware not all comprehensive policies are the same as terms and cover varies from insurer to insurer so before you purchase the policy please read the terms and conditions."
Home Insurance
"Insuring any of your collections is essential to safe guard against the unforeseen. Make sure you are neither under or over insured."
Bicycle Insurance
"Make sure you have an accurate valuation of your bike and accessories, so you can insure them for the right amount."
SP30 Car Insurance
"To find car insurance after being convicted of an SP30 driving offence you'll need to compare quotes from insurers who specialise in high risk drivers. Make sure to mention any driving courses you've taken telematics monitoring or other measures you've taken to mitigate the offense. Understanding the factors that contribute to risk and exploring discounts can help minimise the impact, on your premiums with a recent speeding violation."
Static Caravan Insurance
"While most holiday parks require a basic level of cover, it may not provide adequate protection for your static caravan and its contents.. Basic cover may not include all the risks that your caravan is exposed to, so it's important to read the policy carefully and consider additional cover if needed."