Although rabbits aren’t nearly as common of a pet as cats or dogs, there are still many people in the UK who own one. If you own a rabbit and want to be sure it’ll get the best medical treatment possible, then it’s a good idea to take out a rabbit insurance policy.
Some of the benefits of getting rabbit insurance include:
- The best treatment for your rabbit when they need it
- Different policies to suit your situation
- Multiple payment options
- Quick and easy quotes
A guide to rabbit insurance
Rabbits make for great pets. They’re small and easy to look after and they generally aren’t at risk of injury in the way that cats and dogs are. Rabbits can still develop medical conditions that require treatment however. This treatment can be very costly when you’re having to pay for it all yourself, which is why many rabbit owners take out insurance for their pet.
Getting rabbit insurance quotes is a quick and easy process. You can get quotes now by clicking the green button.
If you’re not yet sure what type of policy you want to get or just want more information on rabbit insurance, then read on.
Did you know?
What types of rabbit insurance policies are there?
The two main types of insurance policies for rabbits are:
- Lifetime insurance – A lifetime insurance policy will cover your rabbit for the entirety of its life. If you get this type of insurance when your rabbit is still very young, then it’s a good way to keep things affordable while still being covered for everything.
- Annual insurance – An annual insurance policy will need to be renewed each year and any health conditions that your rabbit may develop before renewal, will of course be taken into account. Although lifetime insurance is generally preferable, annual policies can be good for people with older rabbits who can’t find lifetime cover at a reasonable rate.
How much does rabbit insurance cost?
The cost of rabbit insurance will vary and depends on a few key factors that insurance providers take into account. The main things that insurance providers will consider when coming up with a cost for your cover are:
- The age of your rabbit – The age of the rabbit you want to insure will be a very big factor that determines how much your insurance costs. Generally, the younger a rabbit is, the cheaper it is to insure. The opposite is also true and many insurance providers won’t provide cover for much older rabbits due to the risk involved.
- The breed of your rabbit- The breed of your rabbit will be another factor insurance providers consider. Some breeds are more prone to health issues than others but this usually doesn’t result in too drastic of an increase in price regardless.
- The type of policy you take out – As mentioned earlier – the two main types of rabbit insurance policy are lifetime and annual. Annual policies may be cheaper in the short-term but if you have a very young and healthy rabbit and want cover for its entire life, then a lifetime policy is usually preferable.
Did you know?
What types of things are covered on a rabbit insurance policy?
Some of the things you can get coverage for on a rabbit insurance policy include:
- Bacterial infections – Rabbits can get bacterial infections that come with symptoms similar to the human common cold, such as sniffles, watering eyes and sneezing. When this is the case, it’s usually best to go to the vet and have your rabbit put on antibiotics. This is the type of thing that rabbit insurance would cover you for.
- Overgrown teeth – If your rabbit stops eating for a period of time, for example due to a diet change, it can result in their teeth becoming overgrown. If they need to be filed down by a vet, then this will often be covered under rabbit insurance.
- Flystrike – Flystrike is a very serious condition that some rabbits suffer from where flies lay eggs in their skin, which when hatched can release a poison that’s deadly to rabbits. Most policies will provide cover for these types of conditions.
- Hairballs – Hairballs can seem like a fairly harmless thing in some animals, such as cats, but this isn’t the case for rabbits. Because they’re not able to vomit, they can’t clear hairballs themselves in the same way cats can. For this reason a visit to the vet will be required if your rabbit’s gastrointestinal tract becomes blocked by them.
- Injury – Rabbits are generally less likely to be injured when compared to cats and dogs but it does still happen and it gives you peace of mind to know that if they require surgery or another type of medical care, it’s covered by your insurance.
- Boarding fees – If there was a medical emergency where you or a family member were unable to look after your rabbit for a period of few days, the boarding fees for your rabbit to stay at a licensed kennel would be covered.
- Help towards finding your rabbit if it’s lost or stolen – Since they’re generally kept in an enclosed space, there’s considerably less chance of your rabbit being lost or stolen compared to a dog or cat but still, if it were to occur, this cover would contribute towards the cost of getting it back.
What are the best ways to save money on rabbit insurance?
- Take out a policy when your rabbit is young – One of the best ways to ensure your rabbit insurance is affordable is by taking out a policy when your rabbit is still very young. Young rabbits are much less likely to develop health conditions and are therefore considerably cheaper to insure.
- Increase the excess on the policy – The excess is what you would pay in the event of a claim. The higher you make your excess, the lower your monthly payments will be.
- Insure your pets on a multi-pet plan – Another way to potentially save money is to insure your pets on a multi-pet plan. For example if you have more than one rabbit or even a cat or dog, it’s possible to insure them together on the same policy and you could save money by doing so.
- Shop around for quotes – Last but by no means least is shopping around for quotes. Whatever type of insurance you’re looking for, you should always get quotes from more than one provider and this certainly is the case with rabbit insurance. By getting quotes from many providers, it makes it easy to compare them and see who is offering the best deal.
In summary: Buying rabbit insurance
Although buying rabbit insurance may seem unnecessary, you certainly won’t think so if/when the time comes that your rabbit needs medical treatment at the vet. Paying for this treatment out of your own pocket could prove very expensive and maybe even unaffordable. Having rabbit insurance allows you to avoid this worry.
Get rabbit insurance quotes now!
If you want to get rabbit insurance quotes from specialist providers now, you’re in the right place. Simply click the green button below to get started!
Rabbit Insurance FAQs
Does my rabbit need to be vaccinated to get cover?
It’s usually a good idea to keep your rabbit up to date with their vaccinations even if insurance providers don’t require this when you take out a policy. It helps to avoid further health complications that may arise in the future.
Does the breed of my rabbit matter?
Certain breeds are more valuable (and therefore more likely to attract thieves) and some are more prone to certain health conditions. However, the different in price for insuring such a breed usually doesn’t make it prohibitively expensive.
Is rabbit insurance expensive?
Rabbit insurance isn’t usually too expensive, particularly if you take out a policy when your rabbit is still very young. Although the cost of a lifetime rabbit insurance policy can still increase, it usually won’t increase to the same level and annual policy would, particularly for older rabbits.