What is Valeters Including Mobile Agents Motor Trade Insurance?
There are many types of motor trade insurance and valeters including mobile agents motor trade insurance is ideal for businesses that offer car valeting, whether it’s the main focus or a larger part of the business operations.
If you’re looking for this type of cover, you’re in the right place. It’s very easy to get quotes and you can tailor them to the exact needs of your business. Read below for more information on valeters including mobile ages motor trade insurance, including the types of cover you can get and the factors that affect the cost of cover.
What the experts say…
“Whether you're running a valeting business or you work as a mobile agent, either part time or full time, you can benefit from getting motor trade insurance for valeters. It will provide you with the protection you need to operate legally and with full peace of mind.”
– Ian Beevis, Founder of Clean Green Compare
What Does Motor Traders Insurance for Car Jockeys Cover?
Every business is different, but most car jockeys’ policies can include:
- Road risks insurance: Lets you legally drive and move customer vehicles on public roads and within private property.
- Public liability: Covers injury or property damage caused to customers or the public—vital for busy venues or events.
- Employers’ liability: Required by law if you have any staff—even part-timers or temporary workers.
- Premises and asset cover: Protects office equipment, radios, signage, or customer vehicles stored overnight.
- Money and keys cover: Insures you for loss or theft of customers’ keys and any cash handled as part of your business.
- Goods in transit: If you transport cars between sites (for example, moving vehicles between hotel and offsite parking).
- Legal expenses: Help with legal costs if there’s a claim or dispute.
- Personal accident and sickness: Provides financial protection if you or staff are injured at work.
Cover can be tailored to suit whether you run a single hotel valet service or manage a large team at multiple venues.
Additional Valeters Including Mobile Agents Motor Trade Insurance
Some of the main types of additional cover you can have included in a valeters including mobile agents motor trade insurance policy are:
This can include both employers’ liability insurance as well as public liability insurance. While public liability insurance is optional; if you have any employees, you’re legally obliged to have employers’ liability insurance.
You can also have your tools and equipment covered as part of your insurance if you so wish.
If you need to fight a liability claim, then your legal expenses would be covered up to a certain amount by your insurance.
You can cover your premises for structural damage from natural occurrences such as fire or flooding.
If you could not operate for a period of time due to a reason that is covered in your policy, then you’d be compensated for loss of income until you could get the business running again.
What's Not Covered By Valeters Including Mobile Agents Motor Trade Insurance?
There are many things you can get cover for with a valeters including mobile agents motor trade insurance policy but there are exclusions where you won’t be covered. These include:
- Personal use of vehicles in your care: – You will only be able to drive customer vehicles if it’s necessary for business purposes. Claims may be denied if they were driven by you or your staff for any other reason.
- Personal vehicle cover: – Cover for personal vehicles that belong to you or your employees won’t be covered as standard but you may be able to add them to your policy with some insurance providers.
- Unlisted drivers: – Any employees you want to be able to work on vehicles including drive them, will need to be named in the policy or they won’t be covered.
- Defective workmanship: – Negligent workmanship that results in damage to customer vehicles while they’re being worked on usually won’t be included in the policy either.
You should always check the full details of any policies you’re considering so you’re clear on what you’re covered for.
Who Needs Valeters Including Mobile Agents Motor Trade Insurance?
Some of the main types of motor trade businesses that can make use of valeters including mobile agents motor trade insurance are:
- Dedicated professional valeters: If you run a dedicated valeting service with a fixed premises, then this type of cover is ideal since it will cover you (and your employees) to work on customer vehicles as well as providing cover for your premises and liability claims.
- Mobile valeters: If you work as a travelling mobile valeter, you’ll still need cover so you’re able to work on and transport customer vehicles as needed.
- Valeters working for dealerships or garages: This type of cover is also suitable for those offering valeting services to dealerships, garages and other types of businesses that have cars on their premises.
Valeters including mobile agents motor trade insurance is ideal when you need to carry out valeting or detailing services on customer cars in any capacity.
Get Valeters Including Mobile Agents Motor Trade Insurance Quotes Today
Getting a Valeters Including Mobile Agents Motor Trade Insurance Quote
Below are the main steps you need to follow in order to get a valeters including mobile agents motor trade insurance quote:
How Much Does Valeters Including Mobile Agents Motor Trade Insurance Cost?
Some of the main things that affect how much you’ll pay for a valeters including mobile agents motor trade insurance policy are:
- The scale of your business: The size of your business, including how many cars you typically deal with and how many employees you have will be big factors in how much your insurance costs.
- The security of your premises: If you have a premises you work from, then how secure it is will play a big role too.
- The level of cover: You can opt for the exact level of cover you want for your business but the more cover options you choose, the more price will increase.
- How you choose to pay: You can pay for your policy annually or monthly but paying annually means you can avoid the interest you’d have to pay if you paid monthly.
Always be sure to compare quotes from as many providers as you can to help lower the cost of your motor trade insurance.
Good Ways To Save Money On Valeters Including Mobile Agents Motor Trade Insurance
Some excellent ways to save money on valeters including mobile agents motor trade insurance include:
If you follow the steps above, it should go a long way to helping you get valeters including mobile agents motor trade insurance at a great price.
FAQs – Valeters Including Mobile Agents Motor Trade Insurance
Why is motor trade insurance necessary for car valeters?
Working as a car valeter, whether you’re a mobile agent or running a large car valeting business, means being able to drive and handle customer vehicles on a regular basis. This means you need specialised motor trade insurance cover that enables you to do this.
What is the most useful type of additional cover to get with valeters including mobile agents motor trade insurance?
You have many options for additional cover options but business interruption and premises cover are two very useful options to consider, since not having them could provide devastating in a worst case scenario.
Do I need to get cover for my employees?
Yes, any employees you have will need to be specifically named so they’re able to work within your business and will be covered should a claim need to be made.
Will I be covered to work on high end vehicles?
If you’re unsure that you’re covered to work on very high end, expensive vehicles, then it’s better to find this out from your insurance provider when you take out cover since it can vary.
