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If your shed contains valuable items that you want to protect, then it’s important to know that its contents are covered for theft.
Keep reading to find out more about shed insurance and whether or not you should take out additional cover to protect your valuables. Click the green button to get shed insurance quotes now.
Key Points
- Shed insurance gives you a way to protect your shed and its contents if you don’t already have it included in your home insurance policy.
- You can insure sheds of all sizes and types.
- You can easily add accidental damage cover if you want to protect your items against any mishaps.
- What you’ll pay for shed insurance depends on how secure your shed is and the value of its contents.
Shed Insurance Explained
Shed insurance is often included as part of home insurance as standard. However, this isn’t always the case, particularly if the shed is being used as a home office or studio and contains valuable items. It’s important to inform insurance providers of exactly how your shed is used and the types of items that are in there since you may need to take out an additional outbuilding or shed insurance policy.
Did you know?
Shed Insurance FAQs
How do I know if my shed is already insured?
The best way to find out if your shed is already covered under your home insurance policy is by contacting your current insurance provider. It’s important to note that if you’ve recently started using your shed as a home office or other type of room that contains valuable contents, then you may no longer be covered by your current policy, so it’s important to inform your insurance provider of any changes.
Will my contents be covered for theft and damage?
If you have contents insurance as part of your home insurance policy, then the contents of your shed should be covered for theft. They should also be covered for damage that occurs as a result of things like fire and flooding. They usually won’t be covered for accidental damage though. If you want accidental damage included in your policy, then you’ll need to specify this.
How can I make my shed more secure?
There are a few steps you can take to make your shed more secure. The first is by getting the most secure lock you can for the door. A rim lock or hasp and staple lock are both good options. You should also consider getting motion-sensor lights installed near your shed to decrease the risk of it being targeted by thieves at night.
Cutting the cost of shed insurance
You can keep the cost of shed insurance to a minimum by following these tips:
- Make your shed (and property overall) as secure as possible
- Reduce the amount of valuables in your shed as much as possible
- Pay for your policy annually rather than monthly
- Shop around and get quotes from as many providers as you can
Did you know?
Reasons to get shed insurance quotes online
Some reasons to consider getting shed insurance quotes online include:
- You can easily tailor quotes to suit your needs
- Browse your quotes without any pressure
- Pay in a way that suits you
Ready To Get Shed Insurance Quotes Now?
If you want to get shed insurance quotes that are tailored to your needs now, then simply click the green button below.
Don’t have your postcode? No problem, click here.
Shed Insurance FAQs
How do I know if my shed is already insured?
The best way to find out if your shed is already covered under your home insurance policy is by contacting your current insurance provider. It’s important to note that if you’ve recently started using your shed as a home office or other type of room that contains valuable contents, then you may no longer be covered by your current policy, so it’s important to inform your insurance provider of any changes.
Will my contents be covered for theft and damage?
If you have contents insurance as part of your home insurance policy, then the contents of your shed should be covered for theft. They should also be covered for damage that occurs as a result of things like fire and flooding. They usually won’t be covered for accidental damage though. If you want accidental damage included in your policy, then you’ll need to specify this.
How can I make my shed more secure?
There are a few steps you can take to make your shed more secure. The first is by getting the most secure lock you can for the door. A rim lock or hasp and staple lock are both good options. You should also consider getting motion-sensor lights installed near your shed to decrease the risk of it being targeted by thieves at night.
