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House shares are becoming increasingly common throughout the UK and among more age groups, as the cost of renting and buying property continues to soar. If you live in a house share or flatshare, then you’ll want to protect your possessions by getting house share insurance. 

This guide will cover everything you need to know about house share insurance so you can make the right choice. Click the green button to get quotes now. 

Key Points

  • House share insurance is ideal if you live in any type of house share or flat share arrangement.
  • Unless you own the property, you don’t need to worry about building insurance as this will be the landlord’s responsibility.
  • You can get accidental damage added to your policy too, which is never a bad idea when living with others.
  • How much you pay will depend mostly on the value of your contents as well as the security of the property.

House Share Insurance Explained

House share insurance is a type of contents insurance that’s ideal for people who live with others, whether in a house or flat. House share insurance will typically cover your possessions if they’re stolen and you’ll be provided with their replacement value.

Did you know?

House share insurance is ideal if you live with several other people and want to protect your contents for theft.

Getting the best price on house share insurance

You can get the best price on house share insurance by taking the following steps:

  • Do anything you can to make the property more secure overall
  • Reduce the value of your items (avoid getting the latest and most expensive electronics for example)
  • Getting your most expensive items, such as your smartphone, insured separately
  • Pay for the policy on an annual basis, rather than monthly
  • Get quotes from several different insurance providers to avoid overpaying

Did you know?

Accidental damage can be added as an additional type of cover with house share insurance.

Why get house share quotes online?

Below are some of the reason you should consider getting house share insurance quotes online:

  • You can easily add or remove cover options to your quotes
  • You can pay in a way that’s most convenient for you
  • You won’t have any pressure to take out a given policy
  • You can have quotes from several providers almost instantly

Get House Share Insurance Quotes Easily!

You can get house share insurance quotes from a panel of specialist insurance providers now by simply clicking the green button. All you have to do is look through the quotes and choose the one that’s best for you. It’s that simple!

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House Share Insurance FAQs

Will all my items be covered?

Most items should be covered as standard under a house share policy but certain expensive electronics like smartphones, tablets and laptops may need to be covered under gadgets insurance with certain providers.

Will my contents be covered for accidental damage?

No, your contents usually won’t be covered for accidental damage and this will need to be added as an extra type of cover to your policy. If you live with several other people and/or pets, then this is certainly worth considering.

How much will it cost?

The cost of house share insurance varies, depending on things like –

  • The value of your contents
  • Where the property is located
  • How secure the property is
  • How many other people you live with
  • The level of cover you take out