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With so much to think about when you’re heading for university for the first time, it’s easy to overlook the importance of insuring your possessions for theft and damage. However, a good student contents insurance policy could save you a lot of money and stress if the worst were to happen.
If you want to compare student contents insurance quotes from specialist providers now, just click the green button. To find out more about student contents insurance, read below.
Key Points
- Student contents insurance will cover your possessions for theft whether you’re living in a house share or halls of residence.
- Accidental damage isn’t usually included as standard but you can add it as an additional type of cover.
- You can cover your most valuable possessions with student contents insurance, including your laptop and smartphone.
- The price of student contents insurance will vary depending on the type of items you need to cover and the level of cover you take out.
Student Contents Insurance Explained
Student contents insurance gives you a way to protect your most valued possessions, whether you’re living in a house share, flat share or halls of residence. With the vast majority of students now taking expensive electronics with them to university, including smartphones, tablets and laptops – it’s more important than ever to protect them.
Did you know?
Accidental damage to contents isn’t usually included in student contents insurance as standard but can be added if necessary.You can save money on student contents insurance in the following ways:
- Try to choose an area that has low crime to move to
- Ideally the house or flat will have secure locks, an entry system, CCTV etc.
- Pay for your policy upfront rather than monthly
- Get quotes from as many providers as you can
Did you know?
Factors that affect how much you pay for insurance include the total value of your contents, the area you’re living and how secure the property is.Key benefits of getting student contents insurance quotes online
Great reasons to get quotes online include:
- Easily add and remove cover options as needed
- No pressure
- Easily get quotes from different providers
- Easy payment options
Compare Student Contents Insurance Quotes The Easy Way!
To get student contents insurance quotes that are tailored to your specific needs now, simply click the green button below.
Don’t have your postcode? No problem, click here.
Student Contents Insurance FAQs
Do I really need student contents insurance?
This will depend on the university you’re going to. Certain universities in the UK provide their students with contents insurance if they’re living on campus. However if you’re not attending such a university; or you’ll be living in a house or flat share, then your possessions almost certainly won’t be covered.
Will my possessions be covered for all types of theft and damage?
In most standard student contents policies, your contents will be covered for theft and for damage that occurs as a result of things like fire, flooding, burst pipes, fallen trees etc. The main thing you won’t be covered for is accidental damage, whether you were to blame or a somebody you’re living with. Most insurance providers will give you the option to have accidental damage included but you can expect to pay more.
Will all my electronics be covered?
This depends on the insurance provider. Some will provide cover for smartphones, tablets, laptops etc. as standard whereas with others, you’ll need to have it as add-on to your policy.