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Hit the Road without Worries: - Pick the Right Multi Car Insurance

If you have multiple cars that you want to insure, whether you own them all or you want to insure your family’s vehicle together, a multi car insurance policy is ideal.

To get multi car insurance quotes now, all you have to do is click the green button.



Did you know…?

Getting multi car insurance can save you a lot of money compared to separate policies.

Why Multi Car Insurance Is Beneficial

Multi car insurance policies are beneficial in a couple of ways. Firstly, they’re more convenient than having separate policies; but more important than that – you can often save a good deal of money compared to insuring the vehicles individually.

Main Types of Cover For Multi Car Insurance

The category of car insurance you decide on will establish the amount of protection you secure. The primary choices in the UK encompass:

  • Third-Party Only Insurance: This is the simplest variant of car insurance and is the smallest legal requirement in the UK. It covers injuries inflicted on others and damage to other people's property—however, it does not cover any damage to your own vehicle.
  • Third-Party, Fire and Theft Insurance: This includes all aspects of Third-Party Only coverage, but with the added benefit of protection against loss or damage to your car from fire or theft.
  • Comprehensive Car Insurance: This is the most extensive cover you can procure. It incorporates everything from the Third-Party, Fire and Theft policy, plus it could potentially cover the cost of repairs or replacement of your vehicle, irrespective of who was at fault in the accident.

Did you know…?

Most insurance providers will offer multi car insurance, so you shouldn't have too much of an issue getting cover at an affordable price.

The Benefits Of Getting Multi Car Insurance Quotes Online

Great reasons to get Multi Car Insurance quotes online include –

  • They allow customisation of search results based on individual needs, such as coverage type and excess amount, for a personalised experience.
  • These services don't require commitment or purchase; they can be used as research tools.
  • They promote competition among insurers, often leading to better pricing options.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.
  • The real-time comparison of prices from various insurers aids in making an informed decision.

Extra Cover Types For Multi Car Insurance

Some extra types of Multi Car Insurance to consider include –

  • No Claims Discount Protection: Keep your no claims discount safe and sound, even if you make a claim. This cover helps you maintain lower premiums for the future.
  • Key Cover: Lost or stolen car keys can be a headache. This cover takes care of the cost of replacement and the locksmith's charges.
  • Misfuelling Cover: If you've accidentally filled up with the wrong fuel, don't panic. This cover protects you from any subsequent repair costs.
  • Legal Cover: This cover offers financial protection against any legal costs you might incur from a legal dispute related to a road incident.
  • Excess Protection Cover: With this, the cost of your excess is covered should you need to make a claim. You won't be left out of pocket when you need help the most.
  • Windscreen Cover: This ensures your windscreen is protected against any damage, keeping your road view clear and safe.
  • Breakdown Cover: Car problems on the road? With this add-on, you'll receive roadside assistance whenever your vehicle breaks down.
  • Uninsured Driver Protection: This ensures you're not financially hit if an uninsured driver bumps into your vehicle. It covers your excess and protects your no claims discount.
  • Foreign Use Cover: Planning a drive outside the UK? This extends your cover for driving abroad, offering the same protection you enjoy at home.
  • Personal Accident Cover: Should a severe accident occur, this provides a financial safety net, covering you or any named driver for certain injuries.
  • Courtesy Car Cover: Car in for repairs? This cover ensures you get a courtesy car, keeping your daily life from being disrupted.
  • Child Car Seat Cover: In the event of an accident, this cover provides funds for the replacement of child car seats, even if they don't show any visible damage.

Did you know…?

Factors that affect how much you pay for multi car insurance include the value of the cars you're insuring, the named drivers and where the cars are parked.

Saving Money On Multi Car Insurance

Save money Multi Car Insurance by –

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.

Get Multi Car Insurance Quotes Quickly & Easily!

By comparing quotes on offer it takes the stress out of finding the right car insurance. Here's your checklist:
  • Start by putting in your personal info - they handle it with the highest security standards.
  • Provide the details of your car - this helps them personalise your options.
  • Don't forget your current insurance details - this aids in refining their recommendations.
  • Soon, specialist insurance providers will contact you with bespoke quotes.

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Multi Car Insurance FAQs

Is multi car insurance cheaper?

This depends but it is often cheaper to insure multiple cars together on the same policy compared to insuring them separately.

Can I insure different types of cars on a multi car policy?

Yes, it shouldn’t be an issue to insure different types of cars on a multi car policy. There may be some exceptions, for example if one of them is a very rare or expensive car but most insurance providers should be able to accommodate you.

How much will a multi car insurance policy cost?

The main things that will affect cost are –

  • The cars you’re insuring
  • The named drivers
  • The level of cover you take out
  • Where you live