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Drive with Confidence - Find the Right Disabled Car Insurance

If you have a disability, then you likely depend on your car a lot. This is why it’s vital to protect it by getting a good insurance policy. A car insurance policy can include exactly the level of cover you require and a lot of insurance providers will give you the option to insure your wheelchair as part of your cover.

If you want to get disabled car insurance quotes now, then all you have to do is click the green button. Read below to get more information about the levels of cover you can choose from as well as some good ways to save money.



Did you know…?

Disabled car insurance is available from many major insurance providers and getting quotes can help you save money.

Why Disabled Car Insurance Is Essential

It’s vital to have proper insurance in place to make your car road legal. You can choose what level of cover you want to get from third party only up to fully comprehensive.

Disabled Car Insurance - Cover Options

The nature of car insurance you choose plays a crucial role in determining the scope of protection you gain. The main categories available in the UK are:

  • Third-Party Only Insurance: This is the basic car insurance requirement by law in the UK. It includes coverage for injuries inflicted on others and damage to others' property, but doesn't provide for any damage to your vehicle.
  • Third-Party, Fire and Theft Insurance: This is an extension of Third-Party Only insurance, offering additional coverage against loss or damage to your vehicle due to fire and theft incidents.
  • Comprehensive Car Insurance: This is the most extensive insurance cover you can get. It encompasses all the components of Third-Party, Fire and Theft policy, plus it may also help bear the cost of repairs or replacement of your car, irrespective of who caused the accident.

Did you know…?

The price you pay for cover will depend on factors such as your age, driving experience and location.

Why You Should Get Disabled Car Insurance Quotes

Here are some great reasons to get Disabled Car Insurance quotes.

  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • They promote competition among insurers, often leading to better pricing options.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.

Disabled Car Insurance - Optional Cover

Some optional cover options for Disabled Car Insurance include –

  • Windscreen Cover: A clear view is crucial when you're on the road. This cover ensures your windscreen's protection against any damage.
  • Excess Protection Cover: Need to make a claim? Don't fret about the cost of your excess. This cover's got your back.
  • Key Cover: Lost keys or stolen ones, this cover sorts out the cost of replacement and the locksmith's charges.
  • Legal Cover: A legal dispute from a road incident can be a financial burden. This cover is there to lighten that load.
  • No Claims Discount Protection: Make a claim without worrying about your no claims discount. This cover ensures it stays intact.
  • Foreign Use Cover: Fancy driving abroad? This extends your cover overseas, offering the same level of protection as you enjoy back home.
  • Breakdown Cover: Car troubles mid-journey? This add-on offers roadside assistance whenever you need it.
  • Uninsured Driver Protection: An uninsured driver hit your vehicle? This cover ensures you're not left out of pocket, protecting your excess and your no claims discount.
  • Personal Accident Cover: If a severe accident happens, this cover provides financial support for you or any named driver for certain injuries.
  • Misfuelling Cover: Put the wrong fuel in your car by mistake? This cover shields you from any subsequent repair costs.
  • Courtesy Car Cover: If an accident sends your car to the garage, this cover ensures you're not left high and dry by providing a courtesy car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for replacing any child car seats, even if there's no visible damage.

Did you know…?

Always make sure to shop around when looking for cover as you might be able to get a quote cheaper elsewhere.

Saving Money On Disabled Car Insurance

Save money on Disabled Car Insurance  by –

  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Avoid Modifications: Any modifications to your car could increase your insurance premium. If you're looking to save money, try to keep your vehicle as close to its factory condition as possible.
  • Limit Your Mileage: If you can, try to limit the amount of driving you do. Lower annual mileage can lead to cheaper insurance premiums.
  • Maintain a Clean Driving Record: A clean driving record, free from accidents and violations, can help lower your premium costs as it shows insurers that you're a low-risk driver.

Compare Disabled Car Insurance Quotes Now!

Finding the ideal car insurance a cinch. when you use the comparison service Here's the plan:
  • You start by entering your personal information - your privacy is their utmost concern.
  • Then, provide the details of your vehicle - the more accurate, the better your matches.
  • Next up, fill in your current insurance details - this helps them tailor the perfect solutions.
  • Wait a bit, and specialist insurance providers will reach out with bespoke quotes.

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Disabled Car Insurance FAQs

Is disabled car insurance more expensive?

This isn’t necessarily the case, since having a disability is just one factor that insurance providers will consider. Things like your age, location and occupation all play a big role too.

Can I get cover for my wheelchair?

Yes, a lot of insurance providers will allow you to cover your wheelchair as part of your cover, assuming it’s stolen or damaged in an accident.

Are there any ways to save money?

Yes. Some reliable ways to save money include –

  • Paying upfront
  • Increasing excess on the policy
  • Getting multiple quotes