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Cover available can include:
- All types of electric cars insured
- Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft
- Battery cover for accidental damage, fire and theft
Table of Contents
- Electric Car InsuranceJump
- A guide to electric car insuranceJump
- Types of electric car insuranceJump
- Additional cover optionsJump
- Types of Green CarsJump
- Plug-in hybrid carJump
- Hybrid carJump
- Electric carJump
- Jargon BusterJump
- Get electric car insurance quotes nowJump
- Electric Car Insurance FAQsJump
A guide to electric car insurance
Electric cars are becoming more popular with each passing day. With manufacturers making more affordable models and UK infrastructure getting better with each passing year, many people are choosing to make the switch to electric.
With greener vehicles becoming ever popular, you should consider EV car insurance cover designed specifically for pure electric vehicles so you can rest assured knowing your cover will keep your electric vehicle running.
So whether you’re considering a Tesla or already having fun in your Audi E-tron , you can put your mind at ease knowing your cover will keep your EV running!
If you’re looking for the cheapest electric car or EV insurance, then you’re in the right place. To get quotes now, simply click the green quote button. If you’re not certain which type of cover is best, then read on for more information about the different types of cover that are available as well as some of the most frequently asked questions people have about electric car insurance.
You can easily tailor your electric car policy so it includes only the cover you need.
Types of electric car insurance
Third party only
Third party only insurance is the minimum level of cover you’ll need to drive an electric car legally in the UK. It provides protection for other motorists if you’re involved in a collision and are the party to blame. It won’t provide any protection for your own vehicle but does make it road legal.
Third party, fire and theft
Third party, fire and theft provides some protection for your own vehicle as well as making it road legal. You’ll be covered for damage that happens as a result of fire as well theft of your car.
Comprehensive insurance offers the most protection for your vehicle. It will be covered for fire and theft as well as collisions, even those that you’re at fault for.
Additional cover options
A very useful type of additional cover you can get with an electric car policy is for charging equipment. This will cover charging cables, adaptors and wall boxes for fire, theft and accidental damage.
You can also get cover for the battery in your electric car, even if it’s leased separately. It will be covered for accidental damage, fire and theft.
If you plan to drive your car overseas, then you can get cover so you’re able to drive in some European countries. Be sure to check with your insurance provider to see which countries are covered and the level of cover you can get.
New locks and keys
If your keys were lost or stolen, then the replacement costs would be covered.
When you get quotes online, there’s no pressure or hard sell. You simply choose the policy that’s best for you.
Types of Green Cars
Many people assume that the term ‘green cars’ refers only to electric vehicles but this is not the case. There are actually a few different types of green cars that work in different ways in order to reduce the reliance on fossil fuels. Below is a guide to the different types of green vehicles that are currently on the market to help you choose a green car.
Plug-in hybrid car
A plug-in hybrid car combines a regular petrol or diesel engine with a battery-powered electric motor. As the name suggests, plug-in hybrid cars can be plugged into mains in order to provide longer electric-only journeys. Plug-in hybrid cars are perfect for driving in urban settings since they enable you to drive on electric power only for up to 30 miles, helping to drastically reduce emissions and help you save money in fuel consumption. Another big benefit of plug-in hybrid cars is that they’re exempt from tax due to their low emissions.
A hybrid car also has a petrol or diesel engine as well as a battery-powered electric motor. Unlike a plug-in hybrid, a hybrid car’s electric motor cannot be charged at the mains; instead it is charged by energy that’s captured when the vehicle brakes, or sometimes from the engine. Hybrid cars are another type of vehicle that are great for driving in urban areas. This is because they can run on electric power only for a good distance and when the vehicle is at a standstill, the engine is switched off, helping to cut down emissions and fuel consumption. Hybrid cars are considered a very economical choice, which is why a growing number of companies are now investing in hybrid cars.
An electric car is the lowest emission car type that you can get. Unlike hybrids and plug-in hybrids, an electric car is powered purely by an electric motor. This means there are zero fuel emissions, making it a perfect environmental car. As well as the money you save in fuel costs and positive effect that driving an electric car has on the environment, they are also very enjoyable to drive. They’re extremely quiet and provide a smooth driving experience that many people find to be preferable to a petrol or diesel car.
If you’re in the market for a green car then it’s extremely useful to know what some of the most common terms mean. Below is a useful glossary of green car terms explained.
This is a common feature on green cars where the engine turns off when the car is at a standstill.
Diesel that has oil derived from plants.
Petrol that contains oil derived from plants
A technology that provides a way of cleaning emission from diesel engines that was developed by VW and Mercedes.
CO2 air conditioning
A form of air condition that reduces air pollution
Fuel that is injected into the cylinder for more efficiency
Displacement on demand
Cylinders are shut down when the car is cruising
Smaller engine sizes without a compromise on power
A form of biofuel
Electric vehicles (EVs)
A car that runs solely on an electric motor with zero tailpipe emissions.
Electronic power steering (EPS)
A form of power steering where the hydraulic pump is removed, cutting fuel consumption.
Cells that have no emissions at all.
Gas that is converted to liquid and then mixed with diesel.
A form of petrol engine that works like a very clean diesel engine.
A car that has a battery-powered electric motor in addition to a petrol or diesel engine.
Hydrogen fuel has zero emissions making it an ideal power source in theory.
A type of battery that’s expected to be widely used in green cars in the near future.
Liquid Petroleum Gas and Compressed Natural Gas. Both used as alternatives to standard petrol.
A type of electric motor that provides assistance to the engine but cannot power the car alone.
The black soot that’s emitted from diesel engines.
The same as a hybrid car except it can also be charged at the mains
Where the brakes charge the battery that powers the electric motor of a hybrid car
Capacitors that provide a boost to the engine over short periods.
Boosts engine power with the added benefit of cutting fuel consumption.
A way to measure the complete environmental impact of any given type of fuel.
Get electric car insurance quotes now
If you’re ready to get your tailored electric car insurance quotes now, then simply click the green button below. After you’ve provided the necessary information, you’ll be able to look through quotes from a range of providers and find your cheapest insurance for electric cars!
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Electric Car Insurance FAQs
How much does it cost to insure an electric car in UK?
- Your age
- Your driving experience
- The value of your car
- The repair costs of your car
- The level of cover you take out