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Drive with Confidence - Find the Right Disabled Driver Car Insurance

Getting affordable cover as a disabled driver can feel like a daunting task but don’t despair – there are plenty of insurance providers who can offer you cover at a price you can afford. Disabled driver insurance works the same way as regular car insurance i.e. you choose the level of road risks cover you want as well as any additional types of cover, such as breakdown assistance.

To get disabled driver car insurance quotes now, simply click the green button. You can easily tailor your quotes to suit your needs and will have access to them in just a matter of minutes.

Did you know…?

Disabled drivers can sometimes struggle to find insurance at an affordable rate but getting quotes online makes this process that much easier.

Why It's Important To Get Disabled Driver Car Insurance

It’s very important to get insurance for your car, particularly if you’re very reliant on it for getting from A to B. Getting insurance for your car will also ensure that it’s road legal, assuming you also have the correct tax and full driving licence.

Different Types Of Disabled Driver Car Insurance

The type of car insurance you opt for will determine the level of coverage you secure. The main types available in the UK include:

  • Third-Party Only Insurance: This is the most fundamental form of car insurance and is the minimum legal requirement in the UK. It takes care of injuries to others and damage to other people's property, but it does not cover any damage to your own vehicle.
  • Third-Party, Fire and Theft Insurance: This includes everything within Third-Party Only coverage, with additional coverage against the loss or damage of your car due to fire and theft.
  • Comprehensive Car Insurance: This offers the highest level of coverage. It includes all elements from the Third-Party, Fire and Theft policy, and might also assist in covering the cost of repairing or replacing your vehicle, regardless of the cause of the accident.

Did you know…?

Other factors that affect how much you pay for cover include how your car is adapted, where you live and your age and driving experience.

Why Getting Disabled Driver Car Insurance Quotes Is Recommended

If you’re wondering why you should get Disabled Driver Car Insurance quotes, then see below.

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.

Disabled Driver Car Insurance - Optional Cover Options To Choose From

You can also add the belowDisabled Driver Car Insurance cover options to your policy.

  • Legal Cover: Get tangled up in a road-related legal dispute? This cover is your financial shield against any legal costs that might occur.
  • Uninsured Driver Protection: If your vehicle gets hit by an uninsured driver, this cover ensures you're not left in a financial lurch, covering your excess and preserving your no claims discount.
  • Excess Protection Cover: If you need to make a claim, this cover absorbs the cost of your excess, so you don't feel the pinch in your wallet.
  • Breakdown Cover: This add-on comes to the rescue when your car breaks down, offering roadside assistance for a worry-free journey.
  • Windscreen Cover: This cover guards your windscreen against damage, ensuring your view of the road is always as clear as a bell.
  • Misfuelling Cover: Made a blooper by putting the wrong fuel in your car? This cover protects you against the cost of any repairs.
  • No Claims Discount Protection: Even if you have to make a claim, this cover ensures that your no claims discount stays put, helping you keep your future premiums lower.
  • Key Cover: Misplaced your car keys or had them pinched? This cover sorts out the cost of a new set and even the locksmith's charges.
  • Foreign Use Cover: Dreaming of a drive abroad? This extends your cover to foreign lands, providing you the same level of protection as at home.
  • Personal Accident Cover: In the grim event of a severe accident, this cover provides a financial buffer for you or any named driver, covering certain injuries.
  • Courtesy Car Cover: After an accident, if your car is in the garage for repairs, this cover makes sure your daily routine isn't affected by providing a courtesy car.
  • Child Car Seat Cover: Should an accident occur, this cover provides funds for replacing any child car seats, regardless of visible damage.

Did you know…?

There are plenty of ways to lower the cost of car insurance, such as paying annually and making sure your car is securely parked.

Disabled Driver Car Insurance - Great Ways To Save

Some great ways to save money on Disabled Driver Car Insurance include –

  • Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
  • Add a Named Driver: Adding a more experienced driver to your policy could reduce your premiums, especially for younger or less experienced drivers. Be aware that the main driver must be the person who drives the most, as falsely declaring this (fronting) is illegal.
  • Consider Insurance When Buying a Car: If you're in the market for a new car, consider insurance costs before finalising your purchase. Cars are categorised into insurance groups based on factors like repair costs and performance – higher group ratings usually mean higher insurance premiums.
  • Check for Discounts: Always check if the insurer offers any specific discounts. For example, some insurers may offer discounts for buying online, being a member of a certain profession, or belonging to a certain organisation.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.

Compare Disabled Driver Car Insurance Quotes Now!

Comparing makes the process of finding the right car insurance easy. Just follow these steps:
  • Enter your personal information.
  • Provide your vehicle's details.
  • Fill in your current insurance details.
  • Specialist insurance providers contact you with tailored quotations

Don’t have your registration number? No problem, click here.

Disabled Driver Car Insurance FAQs

How much does disabled driver car insurance cost?

There are numerous factors insurance providers consider when calculating the cost of car insurance. The main ones are –

  • Your age
  • Driving history
  • Any convictions
  • Your location
  • How you pay
  • The level of cover you take out

What if I can't find cover at a reasonable price?

If you’ve contacted insurance providers in the past and haven’t been able to find a reasonable quote, then it’s a good idea to shop around and get quotes from other providers to compare. Clean Green Compare allows you to do this very easily.

Is there a way to lower the price?

Yes. You can take one or more of the below steps.

  • Pay for your insurance annually
  • Make your vehicle more secure
  • Get quotes
  • Make sure your car is parked in a garage or driveway