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Safeguard Your Travels with Appropriate Girls Car Insurance

Not too long ago, girls could benefit from getting cheaper car insurance in the UK since they were statistically less likely to be involved in accidents. That’s no longer the case however. The Gender Directive came into force in 2012, which means insurance providers are no longer allowed to use gender as a factor when it comes to pricing their policies. This doesn’t necessarily mean that you can’t benefit from lower insurance costs though. Occupation is a big factor that insurance providers do take into account and nurses and primary school teachers (both female dominated jobs) pay some of the lowest rates for car insurance.

You can get girls car insurance quotes now by clicking the green button. Quotes are tailored to suit your needs and available in just minutes.

Did you know…?

Girls used to get cheaper car insurance but that is no longer the case since 2012, when the EU Gender Directive came in.

Why Girls Car Insurance Is Something You Need To Have

You need car insurance in the UK in order for your vehicle to be road legal. A third party only policy is the lowest level of cover you can get and also the cheapest. A fully comprehensive policy is a better option though if you want protection for your own vehicle.

Girls Car Insurance - Cover Options

The category of car insurance you decide on will establish the amount of protection you secure. The primary choices in the UK encompass:

  • Third-Party Only Insurance: This is the simplest variant of car insurance and is the smallest legal requirement in the UK. It covers injuries inflicted on others and damage to other people's property—however, it does not cover any damage to your own vehicle.
  • Third-Party, Fire and Theft Insurance: This includes all aspects of Third-Party Only coverage, but with the added benefit of protection against loss or damage to your car from fire or theft.
  • Comprehensive Car Insurance: This is the most extensive cover you can procure. It incorporates everything from the Third-Party, Fire and Theft policy, plus it could potentially cover the cost of repairs or replacement of your vehicle, irrespective of who was at fault in the accident.

Did you know…?

Gender is no longer a factor that insurance providers use to calculate price; instead things like age, occupation and driving experience are all important considerations.

Why Getting Girls Car Insurance Quotes Is A Good Idea

Below are some great reasons to get Girls Car Insurance quotes.

  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • They promote competition among insurers, often leading to better pricing options.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.

Optional Types Of Girls Car Insurance

In addition to road risks, you can also get the below types of Girls Car Insurance cover added to your policy.

  • Windscreen Cover: A clear view is crucial when you're on the road. This cover ensures your windscreen's protection against any damage.
  • Excess Protection Cover: Need to make a claim? Don't fret about the cost of your excess. This cover's got your back.
  • Key Cover: Lost keys or stolen ones, this cover sorts out the cost of replacement and the locksmith's charges.
  • Legal Cover: A legal dispute from a road incident can be a financial burden. This cover is there to lighten that load.
  • No Claims Discount Protection: Make a claim without worrying about your no claims discount. This cover ensures it stays intact.
  • Foreign Use Cover: Fancy driving abroad? This extends your cover overseas, offering the same level of protection as you enjoy back home.
  • Breakdown Cover: Car troubles mid-journey? This add-on offers roadside assistance whenever you need it.
  • Uninsured Driver Protection: An uninsured driver hit your vehicle? This cover ensures you're not left out of pocket, protecting your excess and your no claims discount.
  • Personal Accident Cover: If a severe accident happens, this cover provides financial support for you or any named driver for certain injuries.
  • Misfuelling Cover: Put the wrong fuel in your car by mistake? This cover shields you from any subsequent repair costs.
  • Courtesy Car Cover: If an accident sends your car to the garage, this cover ensures you're not left high and dry by providing a courtesy car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for replacing any child car seats, even if there's no visible damage.

Did you know…?

Getting quotes can help you to save money on car insurance.

Girls Car Insurance - How Can I Save Money?

Below are some excellent ways to save money on Girls Car Insurance

  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Avoid Modifications: Any modifications to your car could increase your insurance premium. If you're looking to save money, try to keep your vehicle as close to its factory condition as possible.
  • Limit Your Mileage: If you can, try to limit the amount of driving you do. Lower annual mileage can lead to cheaper insurance premiums.
  • Maintain a Clean Driving Record: A clean driving record, free from accidents and violations, can help lower your premium costs as it shows insurers that you're a low-risk driver.

Compare Girls Car Insurance Quotes Now!

Finding the ideal car insurance a cinch. when you use the comparison service Here's the plan:
  • You start by entering your personal information - your privacy is their utmost concern.
  • Then, provide the details of your vehicle - the more accurate, the better your matches.
  • Next up, fill in your current insurance details - this helps them tailor the perfect solutions.
  • Wait a bit, and specialist insurance providers will reach out with bespoke quotes.

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Girls Car Insurance FAQs

Do girls pay less for car insurance?

No. That is no longer the case. In 2012 the EU Gender Directive came in, which prevents insurance providers from using gender as a factor that impacts price.

Does my age make a difference?

Yes. Generally, the younger you are, the more you’ll pay for cover. This is because younger drivers tend to be in more accidents and have less driving experience.

What other factors affect cost?

The main things insurance providers consider are –

  • The value of your vehicle
  • The level of cover you get
  • Your location
  • Your occupation