Don’t have your registration number? No problem, click here.

Hit the Road without Worries: - Pick the Right Teens Car Insurance

If you’re a teenager, then you’re likely aware that car insurance for people in your age group can be very expensive. In fact teenagers are considered one of the highest risk groups by insurance providers. This may seem unfair it’s actually based on data that shows that teens are much more likely to be involved in accident and therefore more likely to make a claim on their insurance.

Don’t despair however. Although car insurance for teens can be very high, that doesn’t mean it’s impossible to get cover at a rate you can afford. By clicking the green button, you can get car insurance quotes from a multiple insurance providers, making it a quick and easy process to compare them and pick the best one.

Did you know…?

Teenagers pay some of the highest rates for car insurance, so getting a lot of quotes to get the best price is vital.

Why It's Important to Get Teens Car Insurance

It’s very important to get insurance for your car. Although the cost of cover is high for teenagers, it’s a very bad idea to drive without it. It could easily result in you being banned from driving and even effect your employment opportunities.

Teens Car Insurance Types of Cover

The kind of car insurance you pick will dictate the degree of safeguarding you receive. The main options obtainable in the UK are:

  • Third-Party Only Insurance: This is the most fundamental form of car insurance and fulfils the least legal requirement in the UK. It provides coverage for injuries to others and damage to other people's property but excludes any damage to your vehicle.
  • Third-Party, Fire and Theft Insurance: This encompasses everything in Third-Party Only insurance, but with added protection against loss or damage to your vehicle from fire or theft.
  • Comprehensive Car Insurance: This is the highest level of cover available. It integrates everything from the Third-Party, Fire and Theft policy, and might also cover the cost of repairing or replacing your car, regardless of whether the accident was your fault or not.

Did you know…?

Teenagers are more likely to make claims on their policy compared to older drivers, which is one of the main reasons insurance is higher.

Why You Should Compare Teens Car Insurance Quotes Online

Comparing Teens Car Insurance quotes is a must. Some great reasons for this include –

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.

Teens Car Insurance - Optional Cover

Make sure your Teens Car Insurance is right for you. Below are some additional cover options to choose from.

  • Legal Cover: Get tangled up in a road-related legal dispute? This cover is your financial shield against any legal costs that might occur.
  • Uninsured Driver Protection: If your vehicle gets hit by an uninsured driver, this cover ensures you're not left in a financial lurch, covering your excess and preserving your no claims discount.
  • Excess Protection Cover: If you need to make a claim, this cover absorbs the cost of your excess, so you don't feel the pinch in your wallet.
  • Breakdown Cover: This add-on comes to the rescue when your car breaks down, offering roadside assistance for a worry-free journey.
  • Windscreen Cover: This cover guards your windscreen against damage, ensuring your view of the road is always as clear as a bell.
  • Misfuelling Cover: Made a blooper by putting the wrong fuel in your car? This cover protects you against the cost of any repairs.
  • No Claims Discount Protection: Even if you have to make a claim, this cover ensures that your no claims discount stays put, helping you keep your future premiums lower.
  • Key Cover: Misplaced your car keys or had them pinched? This cover sorts out the cost of a new set and even the locksmith's charges.
  • Foreign Use Cover: Dreaming of a drive abroad? This extends your cover to foreign lands, providing you the same level of protection as at home.
  • Personal Accident Cover: In the grim event of a severe accident, this cover provides a financial buffer for you or any named driver, covering certain injuries.
  • Courtesy Car Cover: After an accident, if your car is in the garage for repairs, this cover makes sure your daily routine isn't affected by providing a courtesy car.
  • Child Car Seat Cover: Should an accident occur, this cover provides funds for replacing any child car seats, regardless of visible damage.

Did you know…?

Age isn't the only factor insurance providers consider. Where your live, the value of your car and where it's parked are all important factors too.

Teens Car Insurance - Saving Money

Follow the tips below to make sure you get the best price for your Teens Car Insurance policy!

  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.
  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.

Compare Teens Car Insurance Quotes Now!

Finding the ideal car insurance a cinch. when you use the comparison service Here's the plan:
  • You start by entering your personal information - your privacy is their utmost concern.
  • Then, provide the details of your vehicle - the more accurate, the better your matches.
  • Next up, fill in your current insurance details - this helps them tailor the perfect solutions.
  • Wait a bit, and specialist insurance providers will reach out with bespoke quotes.

Don’t have your registration number? No problem, click here.

Teens Car Insurance FAQs

Why is car insurance so expensive for teenagers?

It’s unfortunate that teenagers are grouped together by insurance providers because there are a lot of responsible teenager drivers out there. Unfortunately, teenagers as a whole are much more likely to be involved in a collision and therefore they pay much higher premiums compared to people in older age groups.

Will having a black box installed lower what I pay?

Yes, this is often the case with many insurance providers. A black box lets them monitor your driving and adjust your policy accordingly.

What are some other good ways to save money?

You can keep costs down by –

  • Getting a third party only policy
  • Getting a cheaper car
  • Making sure the car is securely parked