Don’t have your registration number? No problem, click here.

Ensuring Your Journey's Safety with the Correct Learner Drivers Car Insurance

If you’re still learning to drive, then you can opt for a provisional drivers car insurance policy. However, these can be very expensive, particularly if you’re a teenager. A good alternative is to practice in a friend or family member’s car and take out a learn drivers car insurance policy.

You can compare quotes for learner drivers car insurance by clicking the green button. You can have your quotes in just minutes and they’ll be tailored to suit your exact needs.

Don’t have your registration number? No problem, click here.

Did you know…?

Learner drivers car insurance is usually much cheaper when compared to provisional driver car insurance.

Why It's A Good Idea To Get Learner Drivers Car Insurance

Getting a learner drivers insurance policy will allow to practice in a friend or family member’s car, providing they’re with you while you’re driving.

Types Of Learner Drivers Car Insurance

The kind of car insurance you pick will dictate the degree of safeguarding you receive. The main options obtainable in the UK are:

  • Third-Party Only Insurance: This is the most fundamental form of car insurance and fulfils the least legal requirement in the UK. It provides coverage for injuries to others and damage to other people's property but excludes any damage to your vehicle.
  • Third-Party, Fire and Theft Insurance: This encompasses everything in Third-Party Only insurance, but with added protection against loss or damage to your vehicle from fire or theft.
  • Comprehensive Car Insurance: This is the highest level of cover available. It integrates everything from the Third-Party, Fire and Theft policy, and might also cover the cost of repairing or replacing your car, regardless of whether the accident was your fault or not.

Don’t have your registration number? No problem, click here.

Did you know…?

Getting learn driver car insurance enables you to practice driving when you're not doing lessons with your instructor.

Why It's Good To Get Learner Drivers Car Insurance Quotes

Below are some very good reasons you should getLearner Drivers Car Insurance quotes.

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.

Optional types of cover for Learner Drivers Car Insurance

Choose from the additional types of Learner Drivers Car Insurance below.

  • Legal Cover: Get tangled up in a road-related legal dispute? This cover is your financial shield against any legal costs that might occur.
  • Uninsured Driver Protection: If your vehicle gets hit by an uninsured driver, this cover ensures you're not left in a financial lurch, covering your excess and preserving your no claims discount.
  • Excess Protection Cover: If you need to make a claim, this cover absorbs the cost of your excess, so you don't feel the pinch in your wallet.
  • Breakdown Cover: This add-on comes to the rescue when your car breaks down, offering roadside assistance for a worry-free journey.
  • Windscreen Cover: This cover guards your windscreen against damage, ensuring your view of the road is always as clear as a bell.
  • Misfuelling Cover: Made a blooper by putting the wrong fuel in your car? This cover protects you against the cost of any repairs.
  • No Claims Discount Protection: Even if you have to make a claim, this cover ensures that your no claims discount stays put, helping you keep your future premiums lower.
  • Key Cover: Misplaced your car keys or had them pinched? This cover sorts out the cost of a new set and even the locksmith's charges.
  • Foreign Use Cover: Dreaming of a drive abroad? This extends your cover to foreign lands, providing you the same level of protection as at home.
  • Personal Accident Cover: In the grim event of a severe accident, this cover provides a financial buffer for you or any named driver, covering certain injuries.
  • Courtesy Car Cover: After an accident, if your car is in the garage for repairs, this cover makes sure your daily routine isn't affected by providing a courtesy car.
  • Child Car Seat Cover: Should an accident occur, this cover provides funds for replacing any child car seats, regardless of visible damage.

Don’t have your registration number? No problem, click here.

Did you know…?

There are various factors that affect how much you pay for car insurance, such as your age and location.

How You Can Save Money On Learner Drivers Car Insurance

A few excellent way to save money on Learner Drivers Car Insurance are –

  • Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
  • Add a Named Driver: Adding a more experienced driver to your policy could reduce your premiums, especially for younger or less experienced drivers. Be aware that the main driver must be the person who drives the most, as falsely declaring this (fronting) is illegal.
  • Consider Insurance When Buying a Car: If you're in the market for a new car, consider insurance costs before finalising your purchase. Cars are categorised into insurance groups based on factors like repair costs and performance – higher group ratings usually mean higher insurance premiums.
  • Check for Discounts: Always check if the insurer offers any specific discounts. For example, some insurers may offer discounts for buying online, being a member of a certain profession, or belonging to a certain organisation.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.

Compare Learner Drivers Car Insurance Quotes Now!

By comparing quotes on offer it takes the stress out of finding the right car insurance. Here's your checklist:
  • Start by putting in your personal info - they handle it with the highest security standards.
  • Provide the details of your car - this helps them personalise your options.
  • Don't forget your current insurance details - this aids in refining their recommendations.
  • Soon, specialist insurance providers will contact you with bespoke quotes.

Don’t have your registration number? No problem, click here.

Learner Drivers Car Insurance FAQs

Is learner drivers insurance expensive?

The price of a learner drivers policy can vary depending on a few factors, such as the model of car being insured, your age and where you live. However, they’re usually cheaper when compared to a provisional drivers insurance policy.

What are some ways to save money?

You can save money by getting a temporary learn drivers insurance policy. Car insurance usually covers you for a year but you can pay less by getting a policy that covers you for a shorter period of time. You can also save money by getting quotes from different providers.

Does my age make a difference?

Yes, your age is certainly something that insurance providers take into account. A lot of learner drivers are teenagers and this is the highest risk group in terms of accidents, so they pay more compared to older learner drivers.

Don’t have your registration number? No problem, click here.