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Drive with Confidence - Find the Right Bristol Car Insurance
No matter where you live in Bristol, whether it’s in the city centre or one of the many surrounding areas – you’ll need to ensure that your car is protected with a good car insurance policy.
A Bristol car insurance policy can provide protection for all types of collisions as well as theft and fire damage. You can even get cover your windscreen and personal possessions. Click the green button to get tailored quotes now.
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Did you know…?
Bristol is one of the largest cities in the UK.Why Getting Bristol Car Insurance Is a Good Idea
Driving can come with a lot of stress at times. You don’t want to add to this stress by not being properly insured. A car insurance policy will ensure your vehicle is road legal and protected for all types of collisions with a fully comprehensive policy.
Bristol Car Insurance - Cover Options
The type of car insurance you opt for will determine the level of coverage you secure. The main types available in the UK include:
- Third-Party Only Insurance: This is the most fundamental form of car insurance and is the minimum legal requirement in the UK. It takes care of injuries to others and damage to other people's property, but it does not cover any damage to your own vehicle.
- Third-Party, Fire and Theft Insurance: This includes everything within Third-Party Only coverage, with additional coverage against the loss or damage of your car due to fire and theft.
- Comprehensive Car Insurance: This offers the highest level of coverage. It includes all elements from the Third-Party, Fire and Theft policy, and might also assist in covering the cost of repairing or replacing your vehicle, regardless of the cause of the accident.
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Did you know…?
You can save money when getting Bristol car insurance by comparing quotes.Reasons To Get Bristol Car Insurance Quotes Online
Below are some great reasons to get Bristol Car Insurance quotes online –
- They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
- The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
- These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
- Users can take note of extras included in some policies, like breakdown cover and legal protection.
- The real-time comparison of prices from various insurers aids in making an informed decision.
- Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.
Bristol Car Insurance - Additional Cover Options
Additional cover available for Bristol Car Insurance includes –
- Legal Cover: Get tangled up in a road-related legal dispute? This cover is your financial shield against any legal costs that might occur.
- Uninsured Driver Protection: If your vehicle gets hit by an uninsured driver, this cover ensures you're not left in a financial lurch, covering your excess and preserving your no claims discount.
- Excess Protection Cover: If you need to make a claim, this cover absorbs the cost of your excess, so you don't feel the pinch in your wallet.
- Breakdown Cover: This add-on comes to the rescue when your car breaks down, offering roadside assistance for a worry-free journey.
- Windscreen Cover: This cover guards your windscreen against damage, ensuring your view of the road is always as clear as a bell.
- Misfuelling Cover: Made a blooper by putting the wrong fuel in your car? This cover protects you against the cost of any repairs.
- No Claims Discount Protection: Even if you have to make a claim, this cover ensures that your no claims discount stays put, helping you keep your future premiums lower.
- Key Cover: Misplaced your car keys or had them pinched? This cover sorts out the cost of a new set and even the locksmith's charges.
- Foreign Use Cover: Dreaming of a drive abroad? This extends your cover to foreign lands, providing you the same level of protection as at home.
- Personal Accident Cover: In the grim event of a severe accident, this cover provides a financial buffer for you or any named driver, covering certain injuries.
- Courtesy Car Cover: After an accident, if your car is in the garage for repairs, this cover makes sure your daily routine isn't affected by providing a courtesy car.
- Child Car Seat Cover: Should an accident occur, this cover provides funds for replacing any child car seats, regardless of visible damage.
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Did you know…?
Making your car more secure and parking it safely in a garage or driveway can also help you to save money.How To Save Money When Taking Out Bristol Car Insurance
Below are some excellent ways to save money on Bristol Car Insurance
- Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
- Add a Named Driver: Adding a more experienced driver to your policy could reduce your premiums, especially for younger or less experienced drivers. Be aware that the main driver must be the person who drives the most, as falsely declaring this (fronting) is illegal.
- Consider Insurance When Buying a Car: If you're in the market for a new car, consider insurance costs before finalising your purchase. Cars are categorised into insurance groups based on factors like repair costs and performance – higher group ratings usually mean higher insurance premiums.
- Check for Discounts: Always check if the insurer offers any specific discounts. For example, some insurers may offer discounts for buying online, being a member of a certain profession, or belonging to a certain organisation.
- Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
- Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.
| Region | Postcode | Premium* |
|---|---|---|
| South West England | BA, BH, BS, DT, EX, GL, PL, SN, SP, TA, TQ, TR | £598.86 |
| Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK car insurance policies from January – May 2024. | ||
Compare Bristol Car Insurance Quotes Now!
Compare and save, finding the perfect car insurance is as easy as pie. Just follow these steps:- Begin by entering your personal details - rest assured, they value your privacy.
- Next, share your vehicle's details - this helps them match you with the best options.
- Provide the specifics of your existing insurance - it's essential for precise recommendations.
- Wait and see as specialist insurance providers come forward with customised quotes.
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Bristol Car Insurance FAQs
How much will Bristol car insurance cost?
This will depend on multiple factors, including the value of your car, where it’s parked at home, how you use your car and the level of cover you take out.
Is Bristol car insurance more expensive than other parts of the UK?
Getting car insurance in cities is usually more expensive compared to rural areas. However Bristol car insurance is relatively affordable, especially when compared to larger cities, such as London, Liverpool and Manchester.
What are some other good ways to save money?
Some good ways to save money are –
- Paying for the policy annually
- Parking your car in a garage or driveway
- Limiting cover options
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