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Get Peace of Mind on the Road with the Right Polish Car Insurance

Polish car insurance usually refers to Polish natives living and working in the UK who want to take out cover so their vehicle is legal to drive in England, Wales, Scotland and Northern Ireland.

If you’d like to get Polish car insurance quotes now, then simply click the green button.



Did you know…?

Finding affordable car insurance quotes when you live in the UK is easier than ever.

Why You Need Polish Car Insurance

If you plan to live and drive in the UK for more than 6 months, then your vehicle will need to be registered and insured to make it legal to drive. You will need to get third party only insurance at minimum in order for your car to be road legal.

Polish Car Insurance - Main Cover Types

The sort of car insurance you select has a significant impact on the amount of protection you receive. The principal forms available in the UK include:

  • Third-Party Only Insurance: This is the most rudimentary form of car insurance and is the bare minimum required by law in the UK. It covers harm to other individuals and damage to other people's property, but doesn't extend to any damage to your own vehicle.
  • Third-Party, Fire and Theft Insurance: This extends the coverage offered by Third-Party Only insurance, adding protection against loss or damage to your vehicle due to fire and theft.
  • Comprehensive Car Insurance: This is the broadest cover you can get. It comprises all the elements of Third-Party, Fire and Theft insurance, and also potentially covers the cost of repairs or replacement of your vehicle, regardless of who was at fault in the accident.

Did you know…?

If you've been using, or plan to use your vehicle in the UK for more than 6 months, then you'll need UK car insurance.

Why You Should Get Polish Car Insurance Quotes Online

Good reasons to get Polish Car Insurance online include –

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.

Polish Car Insurance - Additional Cover

Here are some great additional types of Polish Car Insurance to choose from –

  • Personal Accident Cover: In the unfortunate event of a serious accident, this cover provides financial support for you or any named driver, in case of certain injuries.
  • Key Cover: Ever lost your keys or had them nicked? This cover handles the cost of replacement, and even foots the locksmith's bill.
  • Foreign Use Cover: Planning a road trip abroad? This gives you the same level of cover as back home, giving you one less thing to worry about.
  • Excess Protection Cover: This takes care of your excess cost if you need to make a claim, meaning you won't be digging into your own pockets when you least expect it.
  • No Claims Discount Protection: This ensures your no claims discount stays untouched even if you make a claim, helping you keep your premiums low in the future.
  • Breakdown Cover: This add-on provides roadside assistance whenever your car decides to take an unexpected break, giving you peace of mind on every journey.
  • Windscreen Cover: Protects your windscreen from any unexpected damage, ensuring your view of the road is always top-notch.
  • Legal Cover: If you find yourself in a legal dispute due to a road incident, this cover gives you financial protection against any legal costs.
  • Misfuelling Cover: Accidentally filled up with the wrong fuel? This protects you against any resulting repair costs.
  • Uninsured Driver Protection: This ensures you're not left picking up the tab if an uninsured driver hits your vehicle, covering your excess and keeping your no claims discount safe.
  • Courtesy Car Cover: If your car needs a bit of TLC after an accident, this cover makes sure you're not left without wheels, providing a courtesy car.
  • Child Car Seat Cover: After an accident, this cover provides funds to replace any child car seats, even if they don't appear to be damaged.

Did you know…?

There are many factors that affect how much car insurance in the UK costs. These include your age, your driving experience and where you live.

How You Can Save Money When Taking Out Polish Car Insurance

Save money Polish Car Insurance with these tips –

  • Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
  • Add a Named Driver: Adding a more experienced driver to your policy could reduce your premiums, especially for younger or less experienced drivers. Be aware that the main driver must be the person who drives the most, as falsely declaring this (fronting) is illegal.
  • Consider Insurance When Buying a Car: If you're in the market for a new car, consider insurance costs before finalising your purchase. Cars are categorised into insurance groups based on factors like repair costs and performance – higher group ratings usually mean higher insurance premiums.
  • Check for Discounts: Always check if the insurer offers any specific discounts. For example, some insurers may offer discounts for buying online, being a member of a certain profession, or belonging to a certain organisation.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.

Get Polish Car Insurance Quotes The Easy Way!

This comparison tool is a game-changer when it comes to finding the right car insurance. Here's the drill:
  • First, you'll need to punch in your personal details - they handle data with utmost care.
  • Next, they'll ask for your vehicle's specifics - the more detailed, the better.
  • Then, you should key in your current insurance details - it helps them serve you better.
  • And there you go, specialist insurance providers will soon be in touch with customised quotes.

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Polish Car Insurance FAQs

How easy is it to get car insurance when moving to UK from Poland?

In order to be eligible to get car insurance in the UK, you’ll need to have a full UK driver’s licence, vehicle registration information (if you’re bring a car into the country) and proof of your UK address.

Is it possible to get car insurance with an international driving licence?

Yes, you can get temporary cover of up to 12 months from most insurance providers when you have an international licence. Some insurance providers may offer you cover for longer than this but it’s often more expensive compared to if you have a UK licence.

How much will it cost?

The cost of car insurance doesn’t just depend on what type of licence you have but also factors such as –

  • Your age
  • Your driving experience
  • The type of car you have
  • The level of cover you take out