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Make Your Drive Secure with the Right Cambridge Car Insurance

As a famous University city, Cambridge has a lot of younger drivers. When you consider it’s also a very built-up urban area, it’s no surprise than insurance premiums in Cambridge can be fairly high. However the good news is that it’s now easier than ever to get quotes for car insurance Cambridge.

If you want tailored quotes for Cambridge car insurance now, simply click the green button.



Did you know…?

Cambridge car insurance quotes can be on the more expensive side, due to the large student population in the city. This is why it's important to get as many quotes as you can to get the best price.

Why You Need Cambridge Car Insurance

When driving in Cambridge, you’ll need to ensure your car is road legal. For this to be the case it must have passed its MOT, have tax and have third party only insurance at minimum.

Cambridge Car Insurance - Main Types of Cover

The category of car insurance you decide on will establish the amount of protection you secure. The primary choices in the UK encompass:

  • Third-Party Only Insurance: This is the simplest variant of car insurance and is the smallest legal requirement in the UK. It covers injuries inflicted on others and damage to other people's property—however, it does not cover any damage to your own vehicle.
  • Third-Party, Fire and Theft Insurance: This includes all aspects of Third-Party Only coverage, but with the added benefit of protection against loss or damage to your car from fire or theft.
  • Comprehensive Car Insurance: This is the most extensive cover you can procure. It incorporates everything from the Third-Party, Fire and Theft policy, plus it could potentially cover the cost of repairs or replacement of your vehicle, irrespective of who was at fault in the accident.

Did you know…?

There are multiple ways you can save money on Cambridge car insurance, such as limiting cover options and paying upfront.

Why Getting Cambridge Car Insurance Quotes Online Is A Good Idea

Good reasons to get Cambridge Car Insurance quotes online are –

  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.

Cambridge Car Insurance - Optional Cover

Some extra cover types for Cambridge Car Insurance are –

  • Personal Accident Cover: In the unfortunate event of a serious accident, this cover provides financial support for you or any named driver, in case of certain injuries.
  • Key Cover: Ever lost your keys or had them nicked? This cover handles the cost of replacement, and even foots the locksmith's bill.
  • Foreign Use Cover: Planning a road trip abroad? This gives you the same level of cover as back home, giving you one less thing to worry about.
  • Excess Protection Cover: This takes care of your excess cost if you need to make a claim, meaning you won't be digging into your own pockets when you least expect it.
  • No Claims Discount Protection: This ensures your no claims discount stays untouched even if you make a claim, helping you keep your premiums low in the future.
  • Breakdown Cover: This add-on provides roadside assistance whenever your car decides to take an unexpected break, giving you peace of mind on every journey.
  • Windscreen Cover: Protects your windscreen from any unexpected damage, ensuring your view of the road is always top-notch.
  • Legal Cover: If you find yourself in a legal dispute due to a road incident, this cover gives you financial protection against any legal costs.
  • Misfuelling Cover: Accidentally filled up with the wrong fuel? This protects you against any resulting repair costs.
  • Uninsured Driver Protection: This ensures you're not left picking up the tab if an uninsured driver hits your vehicle, covering your excess and keeping your no claims discount safe.
  • Courtesy Car Cover: If your car needs a bit of TLC after an accident, this cover makes sure you're not left without wheels, providing a courtesy car.
  • Child Car Seat Cover: After an accident, this cover provides funds to replace any child car seats, even if they don't appear to be damaged.

Did you know…?

Your age and the value of your car will affect the cost of your car insurance too.

Cambridge Car Insurance - Save Money

You can keep costs down on Cambridge Car Insurance in the following ways –

  • Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
  • Add a Named Driver: Adding a more experienced driver to your policy could reduce your premiums, especially for younger or less experienced drivers. Be aware that the main driver must be the person who drives the most, as falsely declaring this (fronting) is illegal.
  • Consider Insurance When Buying a Car: If you're in the market for a new car, consider insurance costs before finalising your purchase. Cars are categorised into insurance groups based on factors like repair costs and performance – higher group ratings usually mean higher insurance premiums.
  • Check for Discounts: Always check if the insurer offers any specific discounts. For example, some insurers may offer discounts for buying online, being a member of a certain profession, or belonging to a certain organisation.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.

Get Cambridge Car Insurance Now!

Finding the ideal car insurance a cinch. when you use the comparison service Here's the plan:
  • You start by entering your personal information - your privacy is their utmost concern.
  • Then, provide the details of your vehicle - the more accurate, the better your matches.
  • Next up, fill in your current insurance details - this helps them tailor the perfect solutions.
  • Wait a bit, and specialist insurance providers will reach out with bespoke quotes.

Don’t have your registration number? No problem, click here.

Cambridge Car Insurance FAQs

Why is Cambridge car insurance expensive?

Cambridge car insurance tends to be on the more expensive side because of its large student population and being a built up area with lots of traffic. However you can get it at affordable rate when you shop around.

How much will it cost?

The main things that affect how much you pay for cover are –

  • Your age
  • Your driving experience
  • Your car
  • Your occupation

What are the best ways to save money?

You can save money by –

  • Getting a third party policy
  • Making your car more secure
  • Paying annually