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Cover available can include:
- Private Car NCB acceptable
- Protected No Claims Bonus available
- Discounts for limited mileage & security / immobilisers
- Breakdown assistance & horse recovery
- Trailer Insurance
- European use
- Cover while at competitions
Horse trailer Insurance
Types of horse trailer insurance
If you have car insurance then you might assume your horse trailer is covered too. However this is not the case. Unless your car insurance policy specifically states that your trailers are covered too, including horse trailers – then you’ll need to get separate cover. (If you own a horsebox rather than a horse trailer then click here to go to the horsebox insurance page.)
Below are some of the main types of horse trailer insurance you can get –
- Theft and vandalism – If your trailer is stolen or vandalized, then you would be compensated for its full cost. You can get cover for repairs included too.
- New for old – For new trailers that are under 2 years old, you can get the ‘as new’ price back with this type of cover. For older trailers, the current market value at the time of the claim will be paid out.
- Trailer hire during claims – If you needed to get your trailer repaired, then you can get a new one to use during this time.
- Breakdown recovery – If you were to breakdown then you want to be sure that your trailer could be recovered and not just your car. This is why breakdown recovery is such a useful option for horse trailer owners.
Ways to reduce the cost of horse trailer insurance
- Safe storage – You can help cut down the costs of horse trailer insurance by storing it somewhere secure. If you do this it reduce the likelihood of theft and vandalism.
- Safety measures – Having a wheel clamp for your trailer is highly recommended and is in fact something that some insurance providers will insist on to provide theft cover.
- Increase excess – Increasing the excess you’d pay towards a claim is a good way to reduce the cost of your premium.
- Get a limited mileage policy – You can reduce the cost of horse trailer insurance by taking out a limited mileage policy.
Get horse trailer insurance quotes from specialist providers now
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