Unoccupied Home Insurance


Getting Unoccupied Home insurance quotes is quick and easy. Just click the green button to get started now!

  • Cover for buildings and contents
  • Commercial and residential properties covered
  • Cover for vandalism, theft and water damage
  • Flexible payment options
  • Instant documentation

Unoccupied Home Insurance

If you’re a home owner then you’ve probably heard of unoccupied insurance but you may not be sure whether you need it or not. Unoccupied home insurance is specifically used when the home is going to be unoccupied for an extended period of a month or longer. There are many reasons why you may have to leave your home unoccupied for a long period of time, for example if you use it as a holiday home or you plan to get your home renovated and have to move out.

Why Unoccupied Home Insurance is Necessary

Many people mistakingly believe that their home insurance will cover them when they leave it unoccupied. Whilst it is true that most home insurance policies will cover you for a certain period of time, once the home is left for a period longer than a month that it will require an unoccupied home insurance policy. The reason that your home insurance doesn’t cover your property if its unoccupied for a longer period of time is because insurance providers know that once a property is known to be unoccupied then it can become the target of thieves and vandals and therefore a special policy is required.

Types of Cover

  • Building insurance
  • Contents cover
  • Vandalism
  • Water damage
  • Property owners liability

Get Quotes Now

Getting multiple quotes from different insurance providers is an excellent way to save money on a policy. Fortunately this is now very quick and easy to do. When you click the green button below you’ll be taken to the quote form. There you can provide some information about your policy needs and you’ll then have access to your quotes. It’s that easy!

If you have a second home or holiday home that stands unoccupied for most of the time it can be a real worry unless you are covered by one of our exceptional policies. We offer unoccupied building insurance to both individuals and companies and make sure you have a policy which perfectly suits your needs. You don’t have to take our word for it, we have listed the many benefits below of buying a policy from us and our customer reviews also speak volumes about the quality of our services.

Why you need it?

An unoccupied home is at risk of all manner of damage from flooding to being robbed to becoming the subject of an arson attack. Whether you have an apartment by the sea or a country cottage we will make sure your property is covered against every eventuality, and that you can sleep easily at night knowing everything is place should the worst possible scenario occur.

Why we’re the best for Unoccupied Insurance

Years of experience in the business has allowed us to hone our policies to ensure that every client gets the best possible unoccupied home insurance policy to fit their own criteria. You will receive the highest level of cover for what you do need and never pay for something you don’t. Add into the mix our exemplary customer service and you can see why we are the name so many trust.

Benefits of Unoccupied Home Insurance

• Highly tailored policies for Unoccupied Home Insurance

Fire, theft, flood, squatters, whatever you feel your property is in danger of we will cover you for. We  tailor make every single policy to our customers exact requirements to make sure that you have the perfect policy to suite your needs.

  • Compare quotes easily on Unoccupied House Insurance

Comparing the prices of unoccupied home insurance shouldn’t be a chore and with our fast results service that tells you everything you want to know we make sure its as easy as possible to compare quotes that will be of interest to you.

  • Save time and money on Insurance for Unoccupied Properties

As far as we are concerned these go hand in hand when it comes to insurance and our 30 second questionnaire brings up the results relevant you instantly. You never waste time trying to save money when you use us.

  • Multiple payment options

Few people now pay for their unoccupied home insurance in one lump sum and we acknowledge this fact by offering a multitude of payment options on every one of the policies we offer.

  • Instant documentation

You pay us and we deliver your documents instantly. That’s how it should always be but many companies still fail to extend this level of courtesy to their customers but its one of the many things we have built our reputation on.

Some insurance companies have such a long and complicated claims process in place that many people give up and end up out of pocket. We cut to the chase by making it so quick and easy you will astounded by how quickly we deal with everything.