Pay as you go van insurance, or PAYG insurance, is a great way to get short-term, flexible cover for a van without the need to commit to a long-term policy.
- Cover for drivers 21 to 75
- Flexible cover from one hour to 28 days
- Comprehensive and third party policies available
- Low excess
- Protect the van owner’s No Claims Bonus
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A guide to pay as you go van insurance
There are many scenarios where you might want to use a van for a particular job or period of time and don’t require a long-term annual van insurance policy. When this is the case, pay as you go van insurance is ideal since it gives you a way to get flexible cover for only the period of time you require.
To get pay as you go van insurance quotes now, just click the green button. You can find more information on PAYG van insurance below, including the times when it’s useful, ways to save money and FAQs.

Did you know?
Do I need pay as you go van insurance?
Some of the situations where pay as you go van insurance is most useful are:
- Borrowing a van
- Test driving a new van before purchase
- Letting a friend or family member borrow your van
- Moving home or office
- Moving large items
- Sharing the drive on a long journey
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How much will pay as you go van insurance cost?
The main things that affect how much a pay as you go van insurance policy will cost are:
- Your personal details – This includes things like your age, address and occupation as well as your driving history.
- Your van – The make, model and value of your van will also play a big role in determining the cost of your insurance.
- The level of cover you take out – The type of cover you take out will affect cost too. Whether or not you need specific commercial usage for your van will certainly be taken into account by insurance providers.
- Any additional drivers – If you want to add friends, family members or employees to your insurance, then their details and driving history will all be factored in.
- The length of the policy – Lastly is how long you need cover for. You can get temporary PAYG insure for as little as one hour or up to 28 days.
Did you know?

Are there any ways to save money?
Yes, some good ways include:
- Get a modest van – Getting a modestly priced van will definitely allow you to save a good deal of money on pay as you go car insurance since the total value of your van is always one of the major things insurance providers take into account.
- Increase excess – You can also increase how much excess you’d pay in the even of a claim in order to keep costs down.
- Make your van more secure – Any steps you can take to make your van more secure, such as installing an alarm and immobilizer, will help to reduce costs too.
- Get many quotes – Shopping around for quotes will always help you save money when it comes to van insurance.
Get pay as you go van insurance quotes now!
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Pay As You Go Van Insurance FAQs
What information do I need to take out a policy?
You will need the following:
- Your personal details
- Your driving history
- Policy requirements
- Vehicle details
How long does PAYG van insurance last?
PAYG van insurance can last anywhere from one hour to 28 days, depending on your needs.
How can I pay for my policy?
You can pay for your cover using any UK-accepted debit or credit card.
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