Susan Difford
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Susan Difford Personal Lines Insurance Expert
Susan is a true industry veteran when it comes to personal lines insurance. With over 15 years of experience working for national insurance brokers, she has gained a wealth of knowledge and expertise that enable her to provide insightful and informed commentary on a range of industry-related topics. Throughout her impressive career, Susan has developed a comprehensive understanding of the complexities involved in the personal lines insurance industry.
Personal Lines Insurance Expert
Susan is a true industry veteran when it comes to personal lines insurance. With over 15 years of experience working for national insurance brokers, she has gained a wealth of knowledge and expertise that enable her to provide insightful and informed commentary on a range of industry-related topics. Throughout her impressive career, Susan has developed a comprehensive understanding of the complexities involved in the personal lines insurance industry.Comments from Susan:
Motorhome Insurance
“Consider your usage: The amount of time you spend on the road in your motorhome can impact your insurance rates. If you only use your motorhome occasionally for weekend trips, you may be able to secure a lower premium.”
CU80 Car Insurance – Using a mobile phone at the wheel
“Receiving a CU80 conviction for using a mobile phone while driving can have a notable effect on car insurance prices, staying on your driving licence for four years. You must notify insurers for a five year period, which can impact policy premiums. The seriousness of the violation, as indicated by penalty points, plays a role in determining premium hikes, which could range from slight changes to substantial increases.”
Convicted Driver Insurance
“Some insurers specialise in providing insurance to convicted drivers, and take a more personalised approach to assessing your risk. They may also offer more competitive premiums than mainstream insurers.”
Car insurance for Bankrupts, Individual Voluntary Agreements (IVA) or Debt Relief Orders (DRO)
“While it may seem challenging to obtain insurance after bankruptcy, an IVA, or other debt management plans, there are steps you can take to improve your chances of getting approved. By disclosing your previous financial difficulties when applying for insurance, seeking the advice of a specialist insurance broker, and rebuilding your credit, you can move forward with confidence and financial security.”