Why Compare TS30 Car Insurance?
Stop Sign Convictions Are Priced Differently
One insurer could add a notable loading while another barely changes your price. Clean Green Cars introduces you to brokers who know which providers are competitive for TS30 convictions.
Three Points for a Junction Offence
A TS30 is a minor endorsement carrying just 3 points. Specialist brokers place you with insurers who price it in proportion to the risk.
One Form, Multiple Specialist Quotes
Clean Green Cars connects you with brokers who send quotes from providers experienced with traffic sign endorsements. You compare in one place.
TS30 Car Insurance At A Glance
- A TS30 means you were convicted of failing to comply with a stop sign. The offence applies when you fail to come to a complete stop at a junction marked with a stop sign and solid white line.
- The conviction carries 3 penalty points and stays on your licence for 4 years from the date of offence.
- Specialist brokers treat a TS30 as a minor endorsement and know which insurers offer competitive quotes for stop sign offences.
- Fill in the form above to compare quotes from specialist brokers who cover stop sign convictions.
What Is a TS30 Conviction?
TS30 is a statutory offence under Section 36 of the Road Traffic Act 1988 – failing to comply with a stop sign. Here’s how the law defines it:
- Who it applies to – Any driver of a motor vehicle who fails to bring the vehicle to a complete stop at a junction marked with a stop sign and a solid white line across the road.
- What counts as failing to comply – Rolling through the line without stopping, stopping beyond the line, or treating a stop sign as a give way. A complete stop is required even if the road ahead appears clear.
- How the duty arises – The moment the vehicle reaches a junction controlled by a stop sign. The obligation to stop is absolute – the driver is expected to come to rest at the line, assess traffic, and only then proceed.
| Penalty | Details |
|---|---|
| Penalty Points | 3 |
| Driving Ban | Discretionary. Uncommon for a single stop sign offence. |
| Maximum Fine | Up to £1,000 (usually £100 fixed penalty) |
| Time on Licence | 4 years on licence from date of offence |
| Spent After | A TS30 becomes spent quickly under the Rehabilitation of Offenders Act 1974. However, you must answer your insurer’s questions truthfully to your insurer for as long as they ask, usually 5 years. |
Can You Get Insurance With a TS30 Conviction?
Yes, but the market is narrower than for a standard policy, and you’ll almost always need a specialist broker. Here’s what to know before you compare:
- Points and ban – 3 penalty points are added to your licence, usually with a £100 fixed penalty. A discretionary driving ban is uncommon for a single TS30 offence.
- Time on your record – 4 years on the DVLA endorsement, and most insurers ask about convictions in the last 5 years.
- When it’s spent – Becomes spent quickly under the Rehabilitation of Offenders Act 1974 – typically 1 year after conviction for a fine.
- Disclosure still matters – Non-disclosure can invalidate the policy. You must answer your insurer’s questions truthfully for as long as they ask about motoring convictions.
- Treated as a minor endorsement – Most insurers apply a modest loading rather than declining, particularly for a single TS30 on an otherwise clean licence.
Clean Green Cars introduces you to specialist brokers experienced with traffic sign offences. If you need short-term cover while comparing, temporary car insurance with convictions may bridge the gap.
Who Needs TS30 Car Insurance?
Standard insurers may increase your premium after a stop sign conviction. Van drivers can compare convicted driver van insurance. Here is who typically benefits from comparing specialist TS30 quotes.
Rolling Stop Instead Of A Full Stop
You slowed to a crawl, checked both ways, and carried on. It felt safe because it was safe. But the law requires your wheels to stop completely, and the officer or camera saw that they did not. The distinction between careful and compliant cost you 3 points.
Did Not See The Sign Behind A Tree Or Hedge
The sign was obscured by overgrown vegetation, a parked vehicle, or poor placement. You did not ignore it - you never saw it. Being convicted for missing a sign that was barely visible adds insult to the endorsement.
Unfamiliar Junction On A Route You Rarely Drive
You do not know this road. The stop sign appeared where you expected a give way, and your instincts followed the more common pattern. An unfamiliar junction caught you out, and now you are paying for the UK's inconsistent signage.
Late At Night With No Other Traffic Around
It was quiet. No cars, no pedestrians, no apparent reason to stop fully. So you did not - and someone was watching. The context of an empty road at midnight makes the conviction feel disproportionate to any actual risk.
Mistook The Sign For A Give Way
You saw a sign, you yielded, and you continued. In your mind, you followed the instruction. But stop and give way are legally different, and the octagonal shape you did not register has become 3 points you cannot ignore.
Worth Knowing: Whether you misjudged a junction or were caught in an unfamiliar area, Clean Green Cars introduces you to brokers who understand stop sign convictions.
What TS30 Car Insurance Covers
A TS30 does not change what your policy covers. It changes how much you pay and which insurers will quote you.
Here is what each level of cover could include. Cover features depend on insurer terms, driver eligibility, and how the vehicle is used.
| Feature | Comprehensive | Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|
| Damage to your own vehicle | Yes | No | No |
| Fire and theft protection | Yes | Yes | No |
| Damage to other people's property | Yes | Yes | Yes |
| Injury to other people | Yes | Yes | Yes |
| Windscreen cover | Often included | Rarely | No |
| Courtesy car | Sometimes included | Rarely | No |
Cover Tip: Compare all three cover levels with a TS30. Comprehensive could sometimes be more competitive than third party only.
What TS30 Car Insurance May Not Cover
A single missed detail could mean a declined claim. Here is what TS30 car insurance usually does not cover.
Standard Exclusions
- Undeclared Convictions - If you do not declare your traffic sign conviction or any other endorsements, your insurer could invalidate your policy and decline claims.
- Driving Under the Influence - Accidents caused while impaired by drink or drugs are excluded regardless of your traffic sign conviction.
- Wear and Tear - Gradual damage such as worn tyres, mechanical deterioration, or rust is not covered by any motor policy.
- Racing or Track Use - Using your vehicle on a track, in a race, or in any form of competition is excluded from standard motor policies.
Important Limitations
- Higher Excess - Your insurer may set a higher compulsory excess because of your conviction. Check your policy documents before agreeing.
- Named Driver Restrictions - Some policies may limit who else can drive your vehicle after a traffic sign conviction.
- Vehicle Value Cap - Some convicted driver policies may cap the maximum value of vehicle they will insure.
- Mileage Limits - Some specialist policies may impose annual mileage caps as a condition of cover.
Cover Add-Ons Worth Considering
Your standard policy covers the basics. These extras could be worth adding after a stop sign conviction.
May help cover roadside assistance if your vehicle breaks down, subject to policy limits and conditions.
May help cover legal costs if you need to dispute fault after an accident, depending on your policy terms.
May help you recover losses from a non-fault crash, subject to policy limits and conditions.
May pay a set amount if you are injured in a crash and cannot work, depending on your policy terms.
Keeps your no claims discount safe if you make a claim, subject to insurer acceptance criteria.
May help cover the cost of replacing your keys if they are lost or stolen, subject to policy limits.
What Affects the Cost of Car Insurance with a TS30 Conviction?
Your quote depends on your points total, how recently the TS30 was issued, and your driving history. New drivers within their first two years may face stricter totting-up rules.
Here are the key factors that could affect your price.
| Key Factor | Impact on Your Price |
|---|---|
| Points on your licence | Three points from a TS30 is relatively minor. The loading is usually smaller than for drink-drive or dangerous driving convictions. |
| Time since your TS30 | Your price could reduce each year as the TS30 ages. A conviction from 3 years ago may cost less to insure than a recent one. |
| Other convictions | A TS30 alongside other motoring convictions could push your price up more sharply. Multiple endorsements signal higher risk. |
| Your age | Younger drivers often pay more after a conviction. If you are under 25, the increase could be larger. |
| Your vehicle | Higher insurance group vehicles cost more to insure, with or without convictions on your record. |
| Where you live | Your postcode affects your base price before any TS30 loading is applied. |
| Claims history | A clean claims record could offset some of the loading from your TS30. |
| Cover level | Comprehensive costs more than third party only but provides more protection. Always compare all three levels. |
Price Insight: A single TS30 with 3 points is minor in insurance terms. Your loading could reduce noticeably as the conviction ages.
Ways to Cut Your Car Insurance Cost
A TS30 could push your premium up, but there are ways to reduce what you pay.
Compare at Every Renewal
Your TS30 loading could reduce each year. Do not auto-renew - your insurer may not pass the improvement on. Get quotes above.
Build a Clean Record
Each conviction-free, claim-free year helps. With a minor code like TS30, the loading should reduce relatively quickly.
Consider a Telematics Policy
A black box could provide evidence that you drive carefully. Good data could help at renewal.
Increase Your Voluntary Excess
A higher excess could cut your premium. Make sure you can afford it if you need to claim.
Pay Annually If You Can
Monthly payments include interest. Paying upfront could reduce your total cost.
Choose a Lower Insurance Group Car
Lower-group vehicles cost less to insure. If you are changing cars, check the group first.
Park Off the Street
Off-street parking is lower risk. A driveway or garage could help reduce your premium.
Saving Tip: Rolling through a stop sign at a quiet junction does not have to mean higher premiums for years. Specialist brokers know which insurers price a TS30 fairly. Compare above.
How to Compare TS30 Car Insurance Quotes
Getting quotes after a TS30 does not take long. Here is how it works. Get started above when you are ready.
Enter Your Vehicle Details
Add your registration, make, model, and where you park overnight.
Declare Your Conviction
Enter the conviction code, date of offence, and number of points. Be honest about all endorsements.
Add Your Driving History
Include any other convictions, claims, and your no claims discount.
Choose Your Cover Level
Select between comprehensive, third party fire and theft, or third party only.
Compare Your Quotes
Specialist brokers send you quotes based on your details. Pick the one that fits your needs and budget.
What Our Expert Says
Stop signs are rare enough in the UK that many drivers treat them like give way signs by habit. You slowed, you looked, the junction was clear - and you rolled through without coming to a full stop. It barely registered as a decision, and now it is an endorsement on your licence.
TS30 covers failing to comply with a stop sign under Section 36 of the Road Traffic Act 1988. The penalty is 3 points and a fine up to £1,000. Disqualification is discretionary. The endorsement stays on your licence for 4 years.
What makes TS30 frustrating is that the junction was safe - you checked, you were careful - but the law requires a complete stop, not just caution. Specialist brokers understand this and know which insurers treat a stop sign offence as the minor technicality it usually is.
Co-founder of Clean Green Cars
Common TS30 Car Insurance Questions
What is a TS30 conviction?
Failing to comply with a stop sign – not coming to a complete stop at the solid white line.
How long does a TS30 stay on my licence?
Four years from the date of offence. Most insurers ask about the last 5 years.
Will a TS30 affect my car insurance?
It could increase your premium slightly. With 3 points, the loading is usually modest.
Can I get comprehensive cover with a TS30?
Yes. Three points is minor and all cover levels should still be available.
Do I have to declare a TS30?
Yes. Not declaring any endorsement could invalidate your cover.
Is rolling through a stop sign really an offence?
Yes. The law requires a complete stop at the solid white line, even if the junction appears clear.
Is a TS30 a criminal conviction?
Technically yes, but dealt with by fixed penalty it is unlikely to appear on a standard criminal record check.
How much could a TS30 add to my insurance?
No fixed amount. With 3 points, the loading is usually modest and varies between insurers.
Can I appeal a TS30?
You may be able to challenge it if the stop sign was obscured or incorrectly placed. Seek legal advice.
What Happens After I Submit My Details?
A specialist broker contacts you directly with quotes. There is no obligation to buy.
Related Traffic Sign Conviction Codes
TS30 is one of several traffic sign endorsement codes, alongside TS10 (traffic lights) and others. Each code covers a different type of traffic sign offence, and all carry 3 penalty points.
Failing to comply with traffic light signals
Compare TS10 quotesFailing to comply with double white lines
Compare TS20 quotesFailing to comply with direction of a constable/warden
Compare TS40 quotesFailing to comply with a traffic sign (excluding stop signs, traffic lights or double white lines)
Compare TS50 quotesFailing to comply with a school crossing patrol sign
Compare TS60 quotesUndefined failure to comply with a traffic direction sign
Compare TS70 quotesSearch & compare quotes from UK TS30 Car Insurance Providers
Useful Resources
- GOV.UK – Penalty Points – How penalty points and endorsements work on UK driving licences.
- The Highway Code – Rules on stop signs and junction procedures.
- Sentencing Council – Sentencing guidelines for motoring offences.
