Why Compare Miscellaneous Offence Insurance?
MS Codes Cover a Wide Range of Offences
From racing on public roads to driving with defective eyesight, MS codes cover offences that do not fit neatly into other categories. Clean Green Cars introduces you to specialist brokers familiar with all MS codes.
Some MS Codes Are More Serious Than Others
MS50 (motor racing on the highway) carries up to 11 penalty points, while MS10 (leaving a vehicle in a dangerous position) carries just 3. Clean Green Cars introduces you to brokers who understand how each code is priced.
Premiums Vary Widely for MS Codes
Because these offences range from minor to serious, quotes can differ significantly between insurers. Clean Green Cars introduces you to specialist brokers who compare across panels.
Miscellaneous Offences At A Glance
- MS codes cover a varied range of offences, from minor (leaving a vehicle dangerously) to serious (motor racing on the highway).
- Penalty points range from 3 to 11 depending on the specific code, so the insurance impact varies significantly. Comparing through convicted driver insurance specialists could help match your code to insurers who price fairly.
- MS90 (failure to identify driver) carries 6 points and is one of the more commonly issued MS codes.
- Comparing is particularly important for MS codes because insurers may not have standardised pricing for these less common offences.
- One click, multiple specialist quotes. Click the green button above to compare.
Miscellaneous Offence Penalties
MS codes cover offences that do not fall into other specific categories. The most serious is MS50 (motor racing on the highway), which carries 3 to 11 points and an obligatory ban. MS90 (failure to identify a driver) is also significant at 6 points.
| Code | Offence | Points | Max Fine |
|---|---|---|---|
| MS10 | Leaving a vehicle in a dangerous position | 3 | Up to £1,000 |
| MS20 | Unlawful pillion riding | 3 | Up to £1,000 |
| MS50 | Motor racing on the highway | 3-11 | Up to £2,500 |
| MS60 | Offences not covered by other codes | 3 | Up to £1,000 |
| MS70 | Driving with uncorrected defective eyesight | 3 | Up to £1,000 |
| MS80 | Refusing to submit to an eyesight test | 3 | Up to £1,000 |
| MS90 | Failure to give information as to identity of driver | 6 | Up to £1,000 |
Find Your Miscellaneous Offence Code
Each miscellaneous offence carries a specific code. Choose yours below for detailed insurance guidance.
MS10 - Dangerous Position
Leaving a vehicle in a dangerous position. A minor offence carrying 3 penalty points.
Compare MS10 quotesMS20 - Unlawful Pillion Riding
Unlawful pillion riding on a motorcycle. Carries 3 penalty points.
Compare MS20 quotesMS50 - Motor Racing on the Highway
Motor racing on the highway. The most serious MS code, carrying 3 to 11 penalty points and possible disqualification.
Compare MS50 quotesMS60 - Other Offences
Offences not covered by other codes. A catch-all for miscellaneous motoring offences carrying 3 points.
Compare MS60 quotesMS70 - Defective Eyesight
Driving with uncorrected defective eyesight. Carries 3 penalty points.
Compare MS70 quotesMS80 - Refusing Eyesight Test
Refusing to submit to an eyesight test when required by a police officer. Carries 3 points.
Compare MS80 quotesMS90 - Failure to Identify Driver
Failure to give information as to identity of driver. Carries 6 penalty points, more than most MS codes.
Compare MS90 quotesWhat Our Expert Says
Miscellaneous offences are a mixed bag for insurance purposes. Most MS codes are straightforward and carry just 3 points, making them relatively easy to insure. MS50 is the notable exception - motor racing on the highway is treated very seriously by insurers and can result in significant premium loadings.
MS90 (failure to identify the driver) deserves special attention. Some insurers view this code with caution because it can be issued when the keeper does not identify who was driving at the time of a separate offence. Specialist brokers know which insurers take a pragmatic approach to MS90.
Insurance Expert & Co-founder of Clean Green Cars
Common Miscellaneous Offence Insurance Questions
Can I Get Car Insurance With an MS Code?
Yes. Most MS codes are minor and insurers still offer cover. MS50 (motor racing) is more challenging, but specialist brokers can compare across providers who handle serious convictions.
How Many Points Do MS Codes Carry?
Most MS codes carry 3 penalty points. MS50 (motor racing) carries 3 to 11 points, and MS90 (failure to identify driver) carries 6 points.
How Long Do MS Codes Stay on Your Licence?
Most MS codes stay on your licence for 4 years. MS50 (motor racing) stays for 4 years if imposed by a fixed penalty, or 4 years from the date of offence.
Is MS50 Motor Racing Difficult to Insure?
MS50 is the most serious MS code and may require a specialist insurer. It carries up to 11 points and possible disqualification, so premiums are typically higher than for other MS codes.
What Is an MS90 Offence?
MS90 is failure to give information as to the identity of a driver when required. It carries 6 penalty points. It is often issued when the registered keeper does not identify who was driving at the time of an offence.
What Happens After I Submit My Details?
After you fill in the form, Clean Green Cars introduces you to specialist brokers who cover convicted drivers. They contact you with quotes based on your details and conviction. You are under no obligation to accept any quote.
How Miscellaneous Offences Affect Your Insurance
MS codes vary widely in severity, so the insurance impact depends heavily on which specific code you have. MS50 (motor racing on the highway) is by far the most serious, carrying up to 11 points and potentially leading to significant premium increases. Most other MS codes carry just 3 points and have a more modest impact.
Because MS codes are less common than speeding or drink driving offences, some insurers may not have specific pricing models for them. This means premiums can vary more than usual between providers. Comparing through specialist brokers could help you find an insurer who prices your specific code fairly. Telematics car insurance may help demonstrate responsible driving and reduce the impact of the conviction on your premium.
For short-term needs, temporary car insurance for convicted drivers could provide flexible cover while you compare annual policies.
If you drive a commercial vehicle, convicted driver van insurance covers MS codes on vans too. Riders can compare convicted driver motorbike insurance through specialist brokers.
Search & compare quotes from UK Miscellaneous Offences Car Insurance Providers
Useful Resources
- GOV.UK – Penalty Points – Find out when your points expire and how the totting-up system works.
- DVLA – Check Your Licence – View your current points and convictions online.
- GOV.UK – Driving Disqualifications – Official guidance on when you could be disqualified from driving and how to get your licence back.
- GOV.UK – Endorsement Codes – The full list of motoring conviction codes and the points they carry.
