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Make Your Drive Secure with the Right Car Insurance For Older Drivers

If you’re an older driver, you might be worried that you won’t be able to find car insurance at an affordable price but this is not the case. Thankfully it’s now easier than ever to get as many quotes as you need.

Simply click the green button to start the process of getting quotes now.

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Did you know…?

Being a more experienced, older driver often means you can find insurance at a more affordable rate.

Car Insurance For Older Drivers - Why It's Something You Need

Even if you’ve been driving for many years and are confident in your abilities, it’s still a legal requirement to have the right car insurance in place. You’ll need to get third party only insurance at minimum for your car to be road legal.

Car Insurance For Older Drivers - Main Cover Options

Third-Party Only Insurance

: This is the most fundamental form of car insurance and fulfils the least legal requirement in the UK. It provides coverage for injuries to others and damage to other people's property but excludes any damage to your vehicle.

Third-Party, Fire and Theft Insurance

: This encompasses everything in Third-Party Only insurance, but with added protection against loss or damage to your vehicle from fire or theft.

Comprehensive Car Insurance

: This is the highest level of cover available. It integrates everything from the Third-Party, Fire and Theft policy, and might also cover the cost of repairing or replacing your car, regardless of whether the accident was your fault or not.

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Did you know…?

Getting quotes from different insurance providers is one of the best ways to save money on car insurance.

Great Reasons to Get Car Insurance For Older Drivers Quotes Online

Below are some great reasons to get Car Insurance For Older Drivers quotes online –

  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • These services don't require commitment or purchase; they can be used as research tools.
  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They promote competition among insurers, often leading to better pricing options.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.

Car Insurance For Older Drivers - Additional Cover

Extra types of Car Insurance For Older Drivers include –

  • Personal Accident Cover: In the unfortunate event of a serious accident, this cover provides financial support for you or any named driver, in case of certain injuries.
  • Key Cover: Ever lost your keys or had them nicked? This cover handles the cost of replacement, and even foots the locksmith's bill.
  • Foreign Use Cover: Planning a road trip abroad? This gives you the same level of cover as back home, giving you one less thing to worry about.
  • Excess Protection Cover: This takes care of your excess cost if you need to make a claim, meaning you won't be digging into your own pockets when you least expect it.
  • No Claims Discount Protection: This ensures your no claims discount stays untouched even if you make a claim, helping you keep your premiums low in the future.
  • Breakdown Cover: This add-on provides roadside assistance whenever your car decides to take an unexpected break, giving you peace of mind on every journey.
  • Windscreen Cover: Protects your windscreen from any unexpected damage, ensuring your view of the road is always top-notch.
  • Legal Cover: If you find yourself in a legal dispute due to a road incident, this cover gives you financial protection against any legal costs.
  • Misfuelling Cover: Accidentally filled up with the wrong fuel? This protects you against any resulting repair costs.
  • Uninsured Driver Protection: This ensures you're not left picking up the tab if an uninsured driver hits your vehicle, covering your excess and keeping your no claims discount safe.
  • Courtesy Car Cover: If your car needs a bit of TLC after an accident, this cover makes sure you're not left without wheels, providing a courtesy car.
  • Child Car Seat Cover: After an accident, this cover provides funds to replace any child car seats, even if they don't appear to be damaged.

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Did you know…?

Your age is just one of the factors that impacts how much you pay for car insurance. The value of your car, your location and your occupation will also come into play.

Save Money On Car Insurance For Older Drivers

Below are some great ways to save money on Car Insurance For Older Drivers –

  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.
  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.

Get Car Insurance For Older Drivers Easily!

This comparison tool is a game-changer when it comes to finding the right car insurance. Here's the drill:
  • First, you'll need to punch in your personal details - they handle data with utmost care.
  • Next, they'll ask for your vehicle's specifics - the more detailed, the better.
  • Then, you should key in your current insurance details - it helps them serve you better.
  • And there you go, specialist insurance providers will soon be in touch with customised quotes.

Don’t have your registration number? No problem, click here.

Car Insurance For Older Drivers FAQs

Will I have to pay more for car insurance as an older driver?

This depends. Up to a certain age, older drivers generally pay less for car insurance. However after the age of 75, the likelihood of having to make a claim on your policy increases and therefore so does the average price for insurance.

How can I keep costs down?

Paying for your policy annually rather than monthly is a good way to save money. You should also take any steps you can to make your vehicle more secure.

What type of policy should I get?

If you want the most protection for your car, then a fully comprehensive policy would be a good choice. Third party only is the cheapest option but only makes your car road legal and doesn’t provide any real protection for it.

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Compare Mature Drivers Car Insurance

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Car Insurance For Older Drivers Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Car Insurance For Older Drivers. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert