Why Compare Traffic Sign Offence Insurance?
TS Codes Cover a Range of Sign Violations
From running a red light to ignoring a stop sign, TS codes cover various traffic sign and signal offences. Clean Green Cars introduces you to specialist brokers who know how each is priced by insurers.
Red Light Offences Are the Most Common
TS10 (failing to comply with traffic light signals) is by far the most common TS code. In 2023, over 98,600 traffic sign and direction offences were recorded across England and Wales (as at December 2023). Clean Green Cars introduces you to brokers who know which insurers price these offences competitively.
Most Insurers Still Offer Cover
TS codes are generally treated as moderate offences, similar in impact to speeding convictions. Clean Green Cars introduces you to brokers who compare across panels to help find a competitive price.
Traffic Sign Offences At A Glance
- TS codes typically carry 3 penalty points and are treated as moderate offences by most insurers.
- TS10 (running a red light) is the most common traffic sign offence and is often detected by the same camera systems used for speeding offences. In 2023, 23 fatalities and over 1,650 injuries involved red light failures (as at December 2023).
- Over 98,600 traffic sign and direction offences were recorded across England and Wales in 2023 (as at December 2023). Comparing through convicted driver insurance specialists could help find competitive cover.
- Most mainstream insurers still offer cover for TS codes, though premiums may increase for the first 2 to 3 years.
- One click, multiple specialist quotes. Click the green button above to compare.
Traffic Sign Offence Penalties
TS codes cover failures to comply with traffic signs and signals. Here is what each code means.
| Code | Offence | Points | Maximum Fine |
|---|---|---|---|
| TS10 | Failing to comply with traffic light signals | 3 | Up to £1,000 |
| TS20 | Failing to comply with double white lines | 3 | Up to £1,000 |
| TS30 | Failing to comply with a stop sign | 3 | Up to £1,000 |
| TS40 | Failing to comply with direction of a traffic sign | 3 | Up to £1,000 |
| TS50 | Failing to comply with a school crossing patrol sign | 3 | Up to £1,000 |
| TS60 | Failing to comply with a sign exhibited by a constable | 3 | Up to £1,000 |
| TS70 | Undefined failure to comply with a traffic direction sign | 3 | Up to £1,000 |
Find Your Traffic Sign Code
Each traffic sign offence carries a specific code. Choose yours below for detailed insurance guidance.
TS10 - Red Light Offence
Failing to comply with traffic light signals. The most common traffic sign offence in the UK.
Compare TS10 quotesTS20 - Double White Lines
Failing to comply with double white lines. Typically involves crossing where prohibited.
Compare TS20 quotesTS30 - Stop Sign Offence
Failing to comply with a stop sign. A straightforward offence carrying 3 penalty points.
Compare TS30 quotesTS40 - Direction Sign Offence
Failing to comply with the direction of a traffic sign, such as a no-entry or one-way sign.
Compare TS40 quotesTS50 - School Crossing Sign
Failing to comply with a school crossing patrol sign. Taken seriously due to child safety implications.
Compare TS50 quotesTS60 - Constable Direction Sign
Failing to comply with a sign exhibited by a police constable directing traffic.
Compare TS60 quotesTS70 - Undefined Sign Offence
Undefined failure to comply with a traffic direction sign. A catch-all code for other sign offences.
Compare TS70 quotesWhat Our Expert Says
Traffic sign offences are among the most common motoring convictions. Insurers are very familiar with pricing them. TS10 in particular, running a red light, is something most insurers deal with regularly. There is plenty of competition in the market.
The key is to compare at each renewal rather than accepting your existing insurer's renewal price. As the conviction ages, different insurers reduce their loading at different rates. Comparing could help ensure you benefit from the most competitive pricing for your situation.
Insurance Expert & Co-founder of Clean Green Cars
Common Traffic Sign Offence Insurance Questions
Can I Get Car Insurance With a TS Code?
Yes. TS codes are moderate offences and most insurers still offer cover. Your premium may increase, but specialist brokers can compare across multiple providers to find a competitive price.
How Many Points Does a TS10 Red Light Offence Carry?
A TS10 offence carries 3 penalty points and a fixed penalty notice of typically around £100. In more serious cases, it could result in a court appearance where the fine may be higher, up to £1,000.
How Long Do TS Codes Stay on Your Licence?
TS codes stay on your licence for 4 years from the date of conviction. You must declare them to your insurer for the full period they appear on your licence.
Will a Red Light Camera Offence Affect My Insurance?
Yes. A TS10 from a red light camera is treated the same as one from a police stop. You must declare it to your insurer and it may affect your premium for the period it remains on your licence.
Are TS Codes Considered Serious by Insurers?
TS codes are generally treated as moderate offences, similar to speeding. The premium impact is usually less than for drink driving or dangerous driving codes, but it varies between insurers.
What Happens After I Submit My Details?
After you fill in the form, Clean Green Cars introduces you to specialist brokers who cover convicted drivers. They contact you with quotes based on your details and conviction. You are under no obligation to accept any quote.
How Traffic Sign Offences Affect Your Insurance
TS codes are generally considered moderate offences, similar in impact to speeding convictions. They are treated less seriously than careless driving offences. Most insurers still offer cover. The premium increase is typically less than for drink driving or dangerous driving codes.
The impact is usually most noticeable in the first 2 to 3 years after conviction. Comparing through specialist brokers at each renewal is important. The gap between insurers can vary, especially as the conviction ages. Telematics car insurance could help demonstrate responsible driving and may reduce your premium more quickly.
If you need short-term cover while comparing options, temporary car insurance for convicted drivers is available for drivers with TS convictions.
Van drivers with TS endorsements can also compare convicted driver van insurance through specialist brokers. Pedestrian crossing offences are a related traffic regulation category with a similar insurance impact.
Search & compare quotes from UK Traffic Sign Offences Car Insurance Providers
Useful Resources
- GOV.UK – Penalty Points – Find out when your points expire and how the totting-up system works.
- DVLA – Check Your Licence – View your current points and convictions online.
- GOV.UK – Driving Disqualifications – Official guidance on when you could be disqualified from driving and how to get your licence back.
- GOV.UK – Endorsement Codes – The full list of motoring conviction codes and the points they carry.
