Why Compare DR60 Car Insurance?
Refusal Cases Need Specialist Handling
DR60 involves refusing a specimen while in charge of a vehicle, which some insurers treat as seriously as a positive test. Specialist brokers know which providers assess DR60 on its own merits as an in-charge offence.
Stop Getting Turned Down
Standard comparison sites may group all specimen refusal codes together. Clean Green Cars introduces you to brokers who distinguish between in-charge and driving refusals.
Your Circumstances Matter
Refusing a specimen while in charge of a parked car is different from refusing while driving. Specialist brokers assess the context behind your DR60, not just the code itself.
DR60 Car Insurance At A Glance
- DR60 means failing to provide a specimen for analysis when in charge of a vehicle (not driving), under Section 7(6) of the Road Traffic Act 1988.
- It carries a fixed 10 penalty points, a maximum fine of £2,500, and up to 3 months in custody.
- The driving ban is discretionary, not mandatory, and the endorsement stays on your licence for 4 years from the date of the offence.
- Need short-term cover? Temporary car insurance with convictions is available while you compare.
- Click the green button above to compare DR60 quotes from specialist brokers.
What Is a DR60 Conviction?
DR60 is the in-charge version of a specimen refusal offence. Understanding how it differs from DR30 could help when comparing insurance quotes.
DR60 is the DVLA endorsement code for failing to provide a specimen for analysis in circumstances other than driving or attempting to drive. It is issued under Section 7(6) of the Road Traffic Act 1988.
This code applies when police asked you to provide a breath, blood, or urine specimen while you were in charge of a vehicle but not driving, and you failed or refused to do so without a reasonable excuse. It is the in-charge version of DR30.
Common scenarios include refusing a breathalyser while near a parked vehicle, failing to provide a sufficient breath sample due to panic or anxiety, or declining a blood test at the police station after being stopped while in charge. A medical reason may provide a defence, but it must be supported by evidence.
| Penalty | Details |
|---|---|
| Points | 10 penalty points (fixed) |
| Driving Ban | Discretionary (not mandatory) |
| On Licence | 4 years from date of offence |
| Fine | Up to £2,500 |
| Prison | Up to 3 months custody |
| Defence | Reasonable excuse (e.g. medical condition) if supported by evidence |
DR60Can You Get Insurance With a DR60?
Yes. Some insurers treat specimen refusal seriously because they may assume the worst about your alcohol level. However, DR60 is an in-charge offence with lower penalties than DR30. Clean Green Cars introduces you to specialist brokers who handle refusal codes daily.
A DR60 stays on your licence for 4 years from the date of the offence. Most insurers ask about convictions from the last 5 years. Once the endorsement is removed, your options tend to open up.
Whether you received a driving ban matters. Because a DR60 ban is discretionary, some drivers keep their licence with 10 points endorsed instead. If you were not banned, insurers may view your case more favourably.
Clean Green Cars introduces you to specialist brokers who work with drink-related convictions every day. They could compare quotes from providers experienced with specimen refusal endorsements, and each clean year you build may help bring your loading down at renewal.
Who Needs DR60 Car Insurance?
Standard insurers often load your price heavily or decline cover entirely after a specimen refusal conviction. Here is who typically benefits most from comparing DR60 car insurance quotes.
Refused a Breathalyser Near Your Vehicle
Police asked you to provide a breath sample while you were near your parked car. You refused or were unable to provide a sufficient sample, and the court endorsed your licence with a DR60.
Failed to Provide at the Police Station
You were taken to the station after an in-charge stop and failed to provide a blood or urine specimen. The DR60 is now affecting your insurance options.
Medical Reason Not Accepted
You had a medical condition that made providing a specimen difficult, but the court did not accept it as a reasonable excuse. You need a broker who can find cover despite the DR60.
Panic or Anxiety During the Test
You were unable to produce a sufficient breath sample due to stress or anxiety during the process. The court treated it as a refusal and endorsed your licence with a DR60.
Renewal Shock After DR60
Your insurer increased your price sharply or declined to renew after your DR60 was disclosed. You need a specialist quote before your cover expires.
Worth Knowing: DR60 is a specimen refusal while in charge, not while driving. Clean Green Cars introduces you to brokers who understand the difference and could find you a more competitive price.
What DR60 Car Insurance Covers
A DR60 on your licence does not change what your policy is designed to cover. It changes how much you pay and which insurers will quote you. Some providers may be cautious about refusal codes, but specialist brokers can usually find cover at every level.
Here is what each level of cover could include. Please note that policy features, benefits, terms and conditions vary among insurance providers, so always check the policy wording.
| Feature | Comprehensive | Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|
| Damage to your vehicle | Yes | No | No |
| Fire and theft protection | Yes | Yes | No |
| Damage to other people's property | Yes | Yes | Yes |
| Injury to other people | Yes | Yes | Yes |
| Windscreen cover | Often included | Rarely | No |
| Courtesy car | Sometimes included | Rarely | No |
Cover Tip: After a DR60, comprehensive cover could actually cost less than third party only. Specialist brokers who handle drink-related convictions every day know which insurers offer the most competitive rates at each level.
What DR60 Car Insurance May Not Cover
A single exclusion could mean your whole claim gets declined. Here is what DR60 car insurance usually does not cover.
Standard Exclusions
- Undeclared Convictions - If you do not tell your insurer about your DR60 or any other endorsements on your licence, they could invalidate your policy and decline all claims.
- Driving While Disqualified - If you drive during any ban period imposed for your DR60, your insurer may decline any claim and you could face a separate criminal charge.
- Driving Under the Influence - If you cause an accident while impaired by drink or drugs, your insurer could decline your claim.
- Wear and Tear - Gradual damage to your car, like worn tyres or rust, is not covered by any motor policy.
Important Limitations
- Higher Excess - Your insurer may set a higher compulsory excess because of your DR60. Check your policy documents before you agree.
- Named Driver Restrictions - Some policies may limit who else can drive your car after a drink-related conviction.
- Vehicle Value Cap - Some convicted driver policies may cap the value of car they will insure.
- Mileage Restrictions - Some specialist policies may impose annual mileage limits as a condition of cover.
Optional Extras Worth Adding
Your standard policy is designed to cover the basics. These extras fill the gaps that matter most after a specimen refusal conviction.
May help cover roadside assistance if your car breaks down, subject to policy limits and conditions.
May help cover your legal costs if you need to dispute fault after an accident, depending on your policy terms.
May help you recover losses from a non-fault crash, subject to policy limits and conditions.
May pay a set amount if you are hurt in a crash and cannot work, depending on your policy terms.
Keeps your discount safe if you make a claim. Worth checking after a conviction, subject to insurer acceptance criteria.
A black box tracks your driving to help demonstrate safe habits after your conviction. Could help reduce your premium over time.
What Affects The Cost of DR60 Car Insurance?
Your quote depends on whether you were banned, the reason for your refusal, and your overall driving history. DR60 is a specimen refusal while in charge and falls under the drink driving convictions category.
Here are the key factors that could affect your price.
| Key Factor | Impact on Your Price |
|---|---|
| Whether you were banned | A DR60 ban is discretionary. If the court did not disqualify you, insurers may view it more favourably than if a ban was imposed. |
| Time since your DR60 | A DR60 endorsement lasts 4 years. Your price could improve each year, and after the 4-year mark the code is removed from your licence. |
| Reason for refusal | Some insurers may ask why you failed to provide a specimen. A medical reason could be viewed differently from an outright refusal. |
| Other convictions | A DR60 on top of other motoring convictions could push your price up more than the DR60 alone. |
| Your age | Younger drivers often pay more after a conviction. If you are under 25, the increase could be larger. |
| Your car | Higher insurance group cars cost more to insure, with or without convictions. |
| Where you live | Your postcode affects your base price before any conviction loading is applied. |
| No claims discount | A clean claims history may help offset some of the loading from your DR60. |
Price Insight: A DR60 endorsement lasts just 4 years. Each clean year you build could help reduce your loading at renewal. Specialist brokers who handle drink-related convictions understand how pricing changes as the code ages.
Ways To Cut Your DR60 Car Insurance Cost
A DR60 could push your premium up, particularly because some insurers view specimen refusal cautiously. Here are some ways to cut what you pay.
Compare Quotes Every Year
Do not auto-renew. Get quotes above to see if a better price is available.
Explain the Circumstances
If your refusal was due to a medical condition or genuine inability rather than an attempt to hide your alcohol level, make sure your broker knows the full picture.
Build a Clean Record
Each conviction-free, claim-free year after your DR60 could help reduce your loading at renewal.
Increase Your Voluntary Excess
A higher excess could cut your premium. Make sure you can afford it if you need to claim.
Try Telematics Cover
A black box tracks your driving. Consistent safe driving could bring your renewal down.
Pay Annually
Monthly payments often include interest. Paying upfront could reduce what you pay overall.
Choose a Lower Group Car
Cars in lower insurance groups cost less to insure, even with a DR60 on your record.
Saving Tip: Compare quotes above today. Clean Green Cars introduces you to brokers who handle drink-related convictions regularly.
How To Compare DR60 Car Insurance Quotes
Getting quotes after a DR60 does not take long. Clean Green Cars connects you with brokers who cover convicted drivers every day. Get started above when you are ready.
Enter Your Vehicle Details
Add your reg, make, model, and where you park.
Declare Your DR60
Enter the conviction code, date of conviction, and the number of points. If you were banned, include the length. Be honest about any other endorsements too.
Add Your Driving History
Include any other convictions, claims, and your no claims discount.
Choose Your Cover Level
Decide between Comprehensive, TPFT, or Third Party Only.
Compare Your Quotes
Specialist brokers send you quotes based on your details. Pick the one that fits.
What Our Expert Says
DR60 is the in-charge equivalent of DR30. It covers failing to provide a specimen for analysis when you were in charge of a vehicle but not driving or attempting to drive.
The penalties are significantly lower than for a driving refusal. The ban is discretionary rather than mandatory, the maximum fine is £2,500 rather than unlimited, and the endorsement lasts 4 years rather than 11. However, some insurers view any specimen refusal seriously because they may assume the driver was trying to conceal a high alcohol level.
From an insurance perspective, context matters. A refusal due to a genuine medical condition or panic may be viewed differently from an outright refusal. Specialist brokers who work with convicted drivers every day know which insurers take a nuanced approach to refusal codes.
The 4-year endorsement period works in your favour compared to the 11-year period for DR30. Each clean year you build could help improve your insurance position, and pricing could come down steadily as the conviction ages.
Co-founder
Common DR60 Car Insurance Questions
Related Drink Driving Conviction Pages
DR60 is one of several drink-drive-related conviction codes. If you have a different DR code on your licence, the pages below could help you find suitable cover.
Driving or attempting to drive with alcohol level above limit
Compare DR10 quotesDriving or attempting to drive while unfit through drink
Compare DR20 quotesDriving or attempting to drive then failing to supply a specimen for analysis
Compare DR30 quotesDriving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken whilst the driver was incapacitated
Compare DR31 quotesIn charge of a vehicle while alcohol level above limit
Compare DR40 quotesIn charge of a vehicle while unfit through drink
Compare DR50 quotesRefusing to allow a specimen of blood to be subjected to laboratory analysis when not driving
Compare DR61 quotesFailing to co-operate with a preliminary test
Compare DR70 quotesDriving or attempting to drive when unfit through drugs
Compare DR80 quotesIn charge of a vehicle while unfit through drugs
Compare DR90 quotesSearch & compare quotes from UK DR60 Car Insurance Providers
Useful Resources
- GOV.UK – Drink Driving Penalties – Official penalties for drink driving and related offences, including specimen refusal.
- GOV.UK – Check Your Driving Licence – View your licence online, including endorsement codes and expiry dates.
- Sentencing Council – Fail to Provide (In Charge) – Sentencing guidelines for in-charge specimen refusal offences.
- Legislation.gov.uk – Section 7 RTA 1988 – Full text of the provision of specimens law.
