Why Compare Honda CRX Car Insurance?
Pay Only For Your Car
A Gen1, a Gen2 EF8 and a del Sol VTi carry very different risk. Clean Green Cars introduces you to UK insurance providers who price each CRX generation apart.
Keep A Tuned Car Covered
An undeclared B16 or B18 VTEC swap can invalidate a claim. Clean Green Cars introduces you to UK insurance providers who underwrite modified CRX builds properly.
Get Restored Value Back
A concours Gen2 is often worth multiples of book value. Clean Green Cars introduces you to UK insurance providers offering agreed value on appreciating CRX models.
Honda CRX Car Insurance At A Glance
- Three Distinct Generations - The Gen1 (1984 to 1987), Gen2 EF8 and EF9 (late 1980s to early 1990s) and Gen3 del Sol are rated and valued differently, so the exact car matters.
- Modified Scene Staple - VTEC engine swaps, turbo conversions and brake or suspension upgrades are common, and every change must be declared before cover starts.
- Agreed Value Matters - Tidy Gen1 and Gen2 cars have appreciated well, so an agreed figure protects a restored CRX against a market-value shortfall.
- Theft Aware Pricing - Desirable trim, lights and drivetrain parts are stolen to order, so security and overnight parking shape the quote.
- Compare CRX Quotes - Use the green quote button above to compare Honda CRX quotes side by side today.
Is It Different From Standard Cover?
It's the same legal car insurance product, but a CRX brings four practical differences that shape the quote:
- Generation Splits Pricing - A Gen1, a Gen2 EF8 and a del Sol carry different value and risk, so the exact model and trim must be confirmed up front. See the imported car insurance hub for the wider picture.
- Declared Modifications - A B16 or B18 VTEC swap, turbo or ECU change alters the risk and must be listed before cover starts.
- Agreed Value - An appreciating restored Gen2 needs an agreed figure so a total loss is not paid at depressed book value, much like classic car insurance.
- Imported VTi Or SiR - A JDM grey import has different engine codes and equipment, which can push a CRX toward manual underwriting versus standard car insurance.
Cover Levels Explained
Skip the comprehensive tier and a stolen-to-order Gen2 leaves you with no car and no payout. Here's what each cover level could include.
| Feature | Comprehensive | Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|
| Accident damage to your CRX | Included | Not included | Not included |
| Fire and theft of the vehicle | Included | Included | Not included |
| Damage to other people and property | Included | Included | Included |
| Agreed value endorsement option | Often available | Sometimes | Rarely |
| Declared engine swap cover | Often available | Sometimes | Limited |
| Imported parts and specialist labour | Often available | Limited | Not included |
| Windscreen and glass | Often included | Sometimes | Not included |
| Personal effects in the car | Sometimes | Rarely | Not included |
| Courtesy car while repaired | Sometimes | Rarely | Not included |
| Uninsured driver protection | Often included | Sometimes | Not included |
Please note that policy features, benefits, terms and conditions vary among insurance providers, so always check the policy wording.
Cover Tip: On a restored Gen1 or Gen2 CRX, comprehensive paired with an agreed value endorsement is usually the sensible floor. A B-series swap also belongs on the schedule, not in a glovebox folder.
What May Not Be Covered
A single exclusion can turn a written-off swapped CRX into an unpaid claim and an empty driveway. Here's what CRX cover usually won't include.
Standard Exclusions
- Undeclared Modifications - A VTEC swap or chassis work not listed before cover starts can lead to a declined claim.
- Track And Competition Use - Damage on a circuit, sprint or timed event is usually outside a road policy.
- Wear And Tear - Age-related failure of an older CRX's parts is maintenance, not an insured loss.
Important Limitations
- Inadequate Security - A theft claim may be declined if agreed security like a tracker was not fitted or used.
- Value Above Agreed Figure - Any amount above the agreed value on an appreciating Gen2 is generally not paid.
- Driving Outside Policy Terms - Use by an unlisted or inexperienced driver on a modified CRX can leave a claim unpaid.
Extras Worth Considering
Skip agreed value on an appreciating Gen2 and a payout could fall short. These extras may earn their place on a CRX policy.
May help cover a restored Gen2 at a figure that reflects true replacement, not depressed book value.
May be needed if your CRX runs a B-series VTEC swap or turbo, keeping declared work inside the policy.
May help cover a stored Gen1 against fire and theft while it is off the road over winter.
May help if an older CRX fails far from home, where specialist recovery matters.
What Affects The Cost?
Underdeclare a VTEC swap and a claim can collapse. Here's what shapes a Honda CRX quote.
| Key Factor | Impact on Your Price |
|---|---|
| Generation and trim | A Gen1, a VTEC Gen2 EF8 or a del Sol VTi each carry different value and risk, so the exact CRX usually moves the price. |
| Declared engine swap | A B16 or B18 VTEC swap or turbo conversion increases speed and repair cost, so listed work typically pushes the premium up. |
| Agreed value figure | A higher agreed value on a restored Gen2 raises the insured sum and can lift the premium accordingly. |
| Import status | An imported VTi or SiR with non-UK engine codes can refer the CRX to manual underwriting rather than automated pricing. |
| Driver age and experience | The CRX skews to younger enthusiast owners, and an inexperienced driver on a modified car raises the quote sharply. |
| Overnight parking | A locked garage on a theft-target CRX often reduces the quote compared with on-street parking. |
| Annual mileage | Limited weekend mileage on a cherished CRX tends to attract a lower premium than daily commuting use. |
| Security devices | A Thatcham-rated alarm, immobiliser and tracker can widen the insurers willing to quote a desirable CRX. |
| Claims and conviction history | Recent at-fault claims or motoring convictions on a modified car can raise the premium considerably. |
| Postcode | A higher-theft or higher-density postcode can increase a CRX quote even with strong security fitted. |
Price Insight: Independent UK comparison data put the comprehensive average near £711 (Q1, published March 2026), while the ABI tracker recorded £560 (Q1 2026, published April 2026). A modified or imported CRX is rated apart from these mainstream averages, so your premium depends on the exact generation and build you declare.
Ways To Cut Your Premium
Skip a tracker on a swapped Gen2 and several insurers walk away. Here's how CRX owners often cut a quote.
Confirm The Exact Car
Give the precise generation, trim and engine so a Gen1 is not rated as if it were a swapped Gen2.
Agree A Realistic Value
Set an agreed value that reflects current restored CRX prices so cover stays accurate without over-insuring it.
Garage The Car
A locked garage on a theft-target CRX often reduces the premium and widens the insurers willing to quote.
Fit Quality Security
A Thatcham-rated alarm and tracker on a desirable CRX can move several specialists from declined to quotable.
Cap Your Mileage
Declaring limited weekend mileage on a cherished CRX usually attracts a lower premium than daily driving.
Join An Owners Club
Membership of a recognised CRX or Honda club can unlock club discounts and laid-up terms on a stored car.
Saving Tip: A Thatcham-rated alarm and tracker plus garaged overnight parking can move a desirable CRX from declined to quotable with several specialists. Limited mileage and a recognised club discount often stack on top.
How To Compare Quotes
A CRX quote can stall when a system holds no record of a B-series swap. Here's how it works. Get started above.
Share Vehicle Details
Enter the CRX registration, generation, trim, any swap and where the car is parked overnight.
Add Your Details
Give your name, date of birth, address and occupation so insurers can rate the CRX accurately.
Declare Modifications
List every engine, ECU and chassis change, plus IVA or NOVA records for an import, so cover stays valid.
Confirm Driving History
Add any claims, motoring convictions and no claims discount built on the CRX or another car.
Compare Your Quotes
Review the quotes returned by specialists side by side on cover, agreed value and price.
What Our Expert Says
The CRX is one of the few cars where the name on the logbook tells an underwriter almost nothing. The young modified-scene owner running a B18 swap, the keeper of a restored Gen1 kept for shows, and the buyer of a JDM del Sol VTi are three different risks under one badge, and a swapped car can be quicker and far dearer to repair than it looks.
There's no published UK premium or theft figure broken out by CRX generation, so treat any single quoted number with caution. For context, the ABI recorded £142m of theft-related motor claims in a single quarter of 2025, and CRX parts stolen to order are a recognised risk.
The owner who confirms the exact generation, declares every engine and chassis change with rolling-road proof, and stores the car securely tends to keep cover available and affordable year on year. The owner who treats it as just an old Honda usually does not.
Insurance Expert & Co-founder of Clean Green Cars
Common Questions
How Much Does It Cost To Insure A Honda CRX In The UK?
There is no published UK figure broken out by CRX generation. The comprehensive average was near £711 as at Q1 2026 per independent comparison data, though a modified CRX is rated apart, so a driver should compare specialist cover.
What Insurance Group Is A Honda CRX Or CRX Del Sol?
Groups vary by generation, engine and trim, and a modified car is often rated outside its factory group. A driver should confirm the exact CRX and any swap, then compare specialist quotes for an accurate premium.
Do I Have To Declare A VTEC Engine Swap On A CRX?
Yes. A B16 or B18 swap changes the risk, and any undeclared modification can invalidate a claim. Listing every change with rolling-road proof keeps the policy valid and protects the driver.
Is A Honda CRX A Classic Car For Insurance Purposes?
A tidy original EF8 or EF9 Gen2 is increasingly treated as an appreciating classic, while a high-mileage del Sol daily may not be. The basis depends on age, condition and mileage, so a CRX owner should compare specialist cover routes.
Do I Need Agreed Value Insurance For A Honda CRX?
It is strongly advisable on a restored Gen1 or EF8 Gen2, where a careful rebuild can be worth multiples of book value. Standard market value cover risks a CRX payout well below replacement, so an agreed figure protects the owner after a total loss.
Can I Insure An Imported JDM Vti Or Sir Honda CRX?
Yes, though many automated systems cannot map a JDM VTi or SiR engine code or its NOVA and IVA paperwork. Specialist insurance providers manually underwrite imported CRX models, so a driver should compare those routes for cover.
Is Honda CRX Insurance Cheaper With A Tracker Or Immobiliser?
Often yes. The CRX is targeted for stolen-to-order parts, so a Thatcham-rated alarm and tracker can widen the insurers willing to quote a CRX owner and reduce the premium, especially with garaged overnight parking.
What Happens After I Submit My Details?
Clean Green Cars introduces you to UK insurance providers who cover modified and imported Honda CRX models. A CRX owner can then compare those quotes on cover, agreed value and premium.
Search & Compare Quotes From UK Honda CRX Car Insurance Providers
Don’t have your registration number? No problem, click here.
Useful Resources
- GOV.UK - Importing Vehicles Into The UK - IVA, NOVA and registration steps that confirm an imported VTi or SiR CRX identity.
- GOV.UK - Vehicle Insurance - The legal minimum cover rules that apply to any CRX driven on UK roads.
- ABI - Motor Insurance - Plain-English background on cover types and how insurers assess modified and unusual cars.
- GOV.UK - Check Vehicle Tax And MOT - Verify a CRX tax and MOT status before you arrange cover.
- FCA - Financial Conduct Authority - The UK regulator that supervises insurance providers and intermediaries.
