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Keep Your Road Trips Secure with the Ideal Motability Car Insurance

If you have a disability and drive, it’s important to protect yourself with a motability car insurance policy. There are many providers of car insurance for motability cars, so finding cover at a rate you can afford shouldn’t prove too challenging. One of the best ways you can make sure you get the best price for your cover is by getting quotes from a lot of different insurance providers.

if you want to get quotes for motability car insurance now, simply click the green button now. You can tailor your quotes easily so they provide the exact level of cover you’re looking for.

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Did you know…?

Motability car insurance is available from many major insurance providers, so getting a lot of quotes is always recommended.

Why Getting Motability Car Insurance Is Necessary

You need to get insurance for your car to make it road legal. If you want to get cover at the cheapest rate, then a third party only policy would be the best choice. For more protection for your own vehicle though, you should get a fully comprehensive policy.

Cover Options For Motability Car Insurance

Third-Party Only Insurance

: This is the most basic form of car insurance and fulfils the minimum legal requirement in the UK. It caters to injuries to others and damage to other people's property, but doesn't cover damage to your own vehicle.

Third-Party, Fire and Theft Insurance

: This insurance is an upgrade from Third-Party Only coverage, providing additional protection against loss or damage to your car due to fire or theft.

Comprehensive Car Insurance

: This provides the most complete coverage. It comprises all the features of Third-Party, Fire and Theft policy, and can also cover the cost of repairs or replacement of your car, regardless of who was responsible for the accident.

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Did you know…?

You can choose from all types of cover as a motability car driver, including third party only; third party, fire and theft and fully comprehensive.

Why Getting Motability Car Insurance Quotes Is a Good Idea

Below are some very good reasons to get Motability Car Insurance quotes.

  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • These services don't require commitment or purchase; they can be used as research tools.
  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They promote competition among insurers, often leading to better pricing options.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.

Extra Cover For Motability Car Insurance

Tailor your policy with these additional Motability Car Insurance cover types.

  • Breakdown Cover: With this add-on, you receive roadside assistance whenever your vehicle breaks down, providing you with peace of mind during every journey.
  • Legal Cover: This provides financial protection against any legal costs you might incur if you're involved in a legal dispute related to a road incident.
  • Courtesy Car Cover: If your car needs repairs after an accident, this cover ensures you're provided with a courtesy car, so your daily routine isn't disrupted.
  • Windscreen Cover: This cover provides protection against any damage to your windscreen, ensuring your view of the road remains crystal clear.
  • Personal Accident Cover: This provides you with a financial safety net in the unfortunate event of a severe accident, covering you or any named driver for certain injuries.
  • Key Cover: This offers you protection against the loss or theft of your car keys, covering the cost of replacement and even the locksmith's charges.
  • No Claims Discount Protection: With this, your no claims discount remains intact even if you make a claim, helping you maintain lower premiums in the future.
  • Excess Protection Cover: This covers the cost of your excess should you need to make a claim, meaning you won't be out of pocket when you most need it.
  • Uninsured Driver Protection: This ensures you're not left out of pocket if an uninsured driver hits your vehicle, covering your excess and protecting your no claims discount.
  • Foreign Use Cover: This extends your cover for driving abroad, providing you with the same level of protection as you enjoy at home.
  • Misfuelling Cover: Protects you against any repair costs if you accidentally put the wrong fuel in your car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for the replacement of any child car seats, even if there's no visible damage.

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Did you know…?

There are some good ways to save money on motability car insurance, such as paying upfront and parking securely.

How To Save Money On Motability Car Insurance

Get Motability Car Insurance at the best price with these tips.

  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Avoid Modifications: Any modifications to your car could increase your insurance premium. If you're looking to save money, try to keep your vehicle as close to its factory condition as possible.
  • Limit Your Mileage: If you can, try to limit the amount of driving you do. Lower annual mileage can lead to cheaper insurance premiums.
  • Maintain a Clean Driving Record: A clean driving record, free from accidents and violations, can help lower your premium costs as it shows insurers that you're a low-risk driver.

Compare Motability Car Insurance Quotes Now!

Comparing tailored quotes is the secret weapon for zeroing in on the best car insurance. Here's the roadmap:
  • Firstly, you input your personal details - they assure absolute data protection.
  • Then, share your vehicle's specifics - every detail leads to a better fit.
  • Fill in your current insurance particulars - it's crucial for personalised recommendations.
  • Sit back as specialist insurance providers connect with you offering tailored quotes.

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Motability Car Insurance FAQs

Does motability car insurance cost more than a regular insurance policy?

Not necessarily since it depends on several factors how much you pay. Things like your age, driving experience, occupation and location all play a big part in how much your cover will cost.

Does it make a difference what gender I am?

No. Women used to get cheaper cover but an EU law introduced in 2012 means that insurance providers can no longer use gender as a basis for policy prices.

Are there ways to save money?

Yes. You can save money in many ways, such as –

  • Paying for your policy upfront
  • Make your vehicle more secure
  • Get quotes from different insurance providers
  • Make sure your car is parked off the street

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Specialist Car Insurance Comparison

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Motability Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Motability Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert