Keep a clean driving record, increase your voluntary excess, drive a lower-risk vehicle, and compare car insurance quotes to find the best deal.
While car insurance costs have been on the rise in recent years, there’s finally some good news for drivers. According to Confused.com’s latest Car Insurance Price Index, premiums have actually started to decline. Over the past year, comprehensive car insurance premiums have dropped by 16% (£161), bringing the average UK policy to around £834. This shift in the market is offering some much-needed relief to motorists.
Yes! If you live in an area with lots of accidents or car thefts, expect to pay more.
Not necessarily. Sometimes third-party policies attract riskier drivers, making them pricier than fully comprehensive insurance.
It can, but only if the added driver has a good driving history. If they’re young or high-risk, it might actually increase your costs.
