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Protect Your Journey: Choosing the Right Car Insurance With Breakdown Cover

Breakdowns are always inconvenient and can happen at any time. For this reason, it’s essential that you have breakdown cover in place. What you might not be aware of is that most insurance companies give you the option to have breakdown cover included in your car insurance policy.

To get car insurance with breakdown cover quotes now, simply click the green button.

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Did you know…?

Breakdowns can happen at any time, so it's essential that you have breakdown cover in place.

Why Car Insurance With Breakdown Cover Is A Good Idea

Even if you already have breakdown cover in place with another provider, it’s still worth enquiring about it when you get your quotes, since you might be able to get it cheaper.

Car Insurance With Breakdown Cover - Main Road Risks Cover

Third-Party Only Insurance

: This is the most fundamental form of car insurance and is the minimum legal requirement in the UK. It takes care of injuries to others and damage to other people's property, but it does not cover any damage to your own vehicle.

Third-Party, Fire and Theft Insurance

: This includes everything within Third-Party Only coverage, with additional coverage against the loss or damage of your car due to fire and theft.

Comprehensive Car Insurance

: This offers the highest level of coverage. It includes all elements from the Third-Party, Fire and Theft policy, and might also assist in covering the cost of repairing or replacing your vehicle, regardless of the cause of the accident.

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Did you know…?

It's often cheaper to get breakdown cover included in your car insurance policy compared to getting it from another provider.

Great Reasons to Get Car Insurance With Breakdown Cover Quotes Online

Getting Car Insurance With Breakdown Cover quotes online comes with some great benefits. These include –

  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.

Car Insurance With Breakdown Cover - Optional Extras

Additional types of Car Insurance With Breakdown Cover include –

  • Windscreen Cover: A clear view is crucial when you're on the road. This cover ensures your windscreen's protection against any damage.
  • Excess Protection Cover: Need to make a claim? Don't fret about the cost of your excess. This cover's got your back.
  • Key Cover: Lost keys or stolen ones, this cover sorts out the cost of replacement and the locksmith's charges.
  • Legal Cover: A legal dispute from a road incident can be a financial burden. This cover is there to lighten that load.
  • No Claims Discount Protection: Make a claim without worrying about your no claims discount. This cover ensures it stays intact.
  • Foreign Use Cover: Fancy driving abroad? This extends your cover overseas, offering the same level of protection as you enjoy back home.
  • Breakdown Cover: Car troubles mid-journey? This add-on offers roadside assistance whenever you need it.
  • Uninsured Driver Protection: An uninsured driver hit your vehicle? This cover ensures you're not left out of pocket, protecting your excess and your no claims discount.
  • Personal Accident Cover: If a severe accident happens, this cover provides financial support for you or any named driver for certain injuries.
  • Misfuelling Cover: Put the wrong fuel in your car by mistake? This cover shields you from any subsequent repair costs.
  • Courtesy Car Cover: If an accident sends your car to the garage, this cover ensures you're not left high and dry by providing a courtesy car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for replacing any child car seats, even if there's no visible damage.

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Did you know…?

Getting quotes is a great way to save money on car insurance.

Car Insurance With Breakdown Cover - How You Can Save Money

Some excellent ways to save money on Car Insurance With Breakdown Cover are –

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.

Get Car Insurance With Breakdown Cover The Easy Way!

By comparing quotes on offer it takes the stress out of finding the right car insurance. Here's your checklist:
  • Start by putting in your personal info - they handle it with the highest security standards.
  • Provide the details of your car - this helps them personalise your options.
  • Don't forget your current insurance details - this aids in refining their recommendations.
  • Soon, specialist insurance providers will contact you with bespoke quotes.

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Car Insurance With Breakdown Cover FAQs

Is breakdown cover really necessary?

You’re not obligated to get breakdown cover but it is very useful to have it included in your car insurance policy. It often works out cheaper than getting it from another company too.

How much does breakdown cover cost?

If you get breakdown cover included in your policy then it will cost a bit more but it’s not the main factor that determines what you pay. Things like the model of your car, your age and your location are much bigger factors when it comes to price.

Are there any ways to save money on car insurance?

Yes, getting quotes is an excellent way to do this of course. You can also choose to pay for your policy annually, which will allow you to make a good saving with most providers.

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Specialist Car Insurance Comparison

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Car Insurance With Breakdown Cover Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Car Insurance With Breakdown Cover. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert