What MS90 Means
GOV.UK describes MS90 as failing to give information about the identity of the driver. The endorsement code table lists MS90 with six penalty points.
For insurance, the concern is not just the number of points. A provider may also want to understand the date, circumstances and whether the conviction connects to a claim or ban.
Susan's note: MS90 can be difficult to explain because it does not describe the original driving event. Keep the explanation factual and let the quote form guide the answer.
MS90 Details To Prepare
| Detail | Why It Matters | How To Check |
|---|---|---|
| Code | Shows the offence category | Licence record |
| Points | GOV.UK lists MS90 with six points | GOV.UK endorsement table |
| Date | Record and disclosure dates can differ | Court or licence record |
| Related incident | A claim may need a separate answer | Claims documents |
| Ban history | Some drivers may also have a ban | Licence record |
How It Could Affect Insurance
An MS90 can make quotes harder because it may suggest missing or disputed driver information. Some insurers may ask extra questions or price the risk differently.
Use the GOV.UK licence service to check the record before comparing, then answer the insurer's stated question period carefully.
If you need quote support for this specific code, use MS90 car insurance. For wider code definitions, use the motoring conviction codes page.
FAQs
What does MS90 mean?
MS90 is the endorsement code for failing to give information about the identity of the driver.
How many points is an MS90?
GOV.UK lists MS90 with six penalty points.
Does MS90 affect car insurance?
It can. Insurers may ask about the code, points, date and circumstances when you compare cover.
Is MS90 the same as speeding?
No. It relates to failing to provide driver information, even if the original request followed another incident.
Where can I compare MS90 insurance?
Start with the CGC MS90 car insurance page for the specific quote route.
