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The information contained on this page is for editorial purposes only and is not intended as legal or financial advice. Penalty details, sentencing guidelines, and driving laws can change - always check GOV.UK for the most up-to-date official information on driving offences and endorsement codes. Figures cited are based on publicly available sources including the Department for Transport and may change over time. The insurance systems do not specifically cater to these risks but may cover circumstances such as these.
