What TT99 Means For Insurance
GOV.UK lists TT99 in the endorsement code table for disqualification under totting-up rules. The endorsement codes guide is the official starting point for checking how the code appears.
GOV.UK lists TT99 as staying on a driving record for four years from the date of conviction. Some insurance forms may still ask about convictions over a stated period such as five years.
For a quote, the insurer may ask about the TT99 and the offences that led to the ban. That is why you should check the whole licence record, not just the headline code.
Susan's note: TT99 is a record-shape issue as much as a code issue. Get the supporting offence details ready before comparing.
Post-Ban Quote Checklist
| Check | Why It Matters | Practical Step |
|---|---|---|
| Licence status | You need to know if you can drive | Check your DVLA record |
| TT99 date | Quote forms may ask for dates | Use court or licence documents |
| Earlier codes | The ban came from previous offences | List each code and date |
| Licence return | You may need to apply before driving | Check DVLA instructions |
| Claims | Accidents may be separate questions | Check renewal or claim documents |
Where To Compare
Use TT99 car insurance for the specific quote route. If the ban is still the main issue, disqualified driver car insurance may also be relevant.
FAQs
What is TT99?
TT99 is an endorsement code linked to disqualification under totting-up rules.
Can I get car insurance after a TT99 ban?
You may be able to compare cover after the ban, but acceptance and pricing can vary by insurer and your full record.
Do insurers ask about the offences behind TT99?
They may. Prepare the earlier offence codes, dates and points as well as the TT99 details.
What should I check before comparing?
Check licence status, ban end date, TT99 details, earlier codes, claims history, vehicle use and any DVLA return-to-driving steps.
Where should I start?
Start by checking your licence details on GOV.UK, then use the CGC TT99 car insurance page if TT99 is the main code on your record.
