Why Compare Convicted Driver Insurance?
Every Conviction Is Different
Insurers assess each code individually. What matters is your specific circumstances, not just the letters on your licence. Clean Green Cars introduces you to specialist brokers who understand this.
Mainstream Sites Often Say No
Standard comparison sites frequently decline applications from convicted drivers outright. Clean Green Cars introduces you to specialist brokers who work with insurers that consider convictions as part of their everyday business.
Prices Vary More Than You Might Expect
The gap between quotes can be significant for convicted drivers. One insurer could quote much more than another for the same conviction. Clean Green Cars introduces you to specialists who could help you find a more competitive price.
Convicted Driver Insurance At A Glance
- Over 70 individual conviction code guides available on this site to help you understand what your code means for your insurance.
- Covers car, van, motorbike, and temporary insurance for drivers with motoring convictions.
- Comprehensive, third party fire and theft, and third party only cover may all be available depending on your circumstances.
- Convictions become spent after set rehabilitation periods. Your premium could reduce as your conviction ages.
- Telematics policies could help rebuild your driving record and reduce loadings over time.
- Click the green button above to compare quotes from specialist convicted driver insurance brokers.
Browse by Conviction Type
If you have a motoring conviction on your licence, you need to declare it when arranging car insurance. The code on your licence tells insurers what happened and how it could affect your quote. Use the search below to find your code, or filter by offence type to see what cover is available.
Not sure which code is on your licence? Check your licence online at GOV.UK or see the full motoring conviction codes guide.
What Our Expert Says
Motoring convictions cover a wide range of offences, from a single speeding endorsement to a drink driving ban. Each one carries a different code, and that code shapes how insurers assess risk.
Speeding codes like SP30 are the most common, and the insurance impact is usually manageable. At the other end of the scale, drink and drug driving codes can stay on a licence for 11 years. The age of the conviction matters almost as much as the offence itself.
Drivers with multiple codes face higher loadings because the combination signals a pattern, not just a one-off event. But even a single serious conviction can narrow the field of insurers willing to quote.
Rehabilitation periods vary by offence. Understanding when your conviction becomes spent, and how insurers treat convictions at different stages, could make a real difference to what you pay at renewal.
Co-founder of Clean Green Cars
Common Convicted Driver Insurance Questions
Do I need to know my exact conviction code to get a quote?
Not always. Most specialist brokers can help identify your code based on the offence. However, having the exact code from your driving licence could speed up the process. You can check your codes at GOV.UK.
How long do I need to declare a motoring conviction?
Most motor insurers ask about motoring convictions from the last 5 years, and some ask about serious drink or drug driving offences for longer. You must answer these questions truthfully, even if the endorsement has been on your licence for several years, so always check your policy wording or ask your broker if you are unsure what to declare.
Will my premium go down as my conviction gets older?
In many cases, yes. Insurers typically reduce the loading on your premium each year as your conviction ages. Comparing quotes annually could help you find a more competitive price over time. A telematics policy could also help demonstrate safer driving habits.
Can I still get comprehensive cover with a conviction?
Usually, yes. Comprehensive, third party fire and theft, and third party only cover are all typically available to convicted drivers through specialist brokers.
What happens if I do not declare a conviction?
Failing to declare an unspent conviction could invalidate your entire policy. If you need to make a claim, your insurer may decline it and could cancel your cover. Check your driving licence record to confirm your current endorsements.
What is the difference between motoring and criminal convictions for insurance?
Motoring convictions (SP, DR, CD codes etc.) relate to driving offences and appear on your driving licence. Criminal convictions are non-motoring offences. Both may need declaring, but they are handled differently by insurers. See the criminal convictions page for more detail.
What Happens After I Submit My Details?
Clean Green Cars introduces you to specialist convicted driver insurance brokers. They use your details to search for quotes from their range of insurers. You may be contacted by phone or email with your options. There is no obligation to buy.
Search & compare quotes from UK Convicted Driver Insurance Providers
Useful Resources
- GOV.UK – Penalty Points and Endorsements – How the penalty points system works, including how long points stay on your licence.
- DVLA – Check Your Driving Licence – View your current penalty points, endorsements, and conviction details online.
- Sentencing Council – Motoring Offences – Sentencing guidelines for motoring offences in England and Wales.
- GOV.UK – Drink Driving Penalties – Penalties for drink driving offences including fines, bans, and prison sentences.
- GOV.UK – Driving Disqualifications – Information about driving bans, totting up, and how to get your licence back.
