As well as doing the pre-ride checks mentioned above, you should also ensure that your bike is kept clean and you regularly test any nuts and bolts that might become loose over time.
The main types of policies you can choose from are:
- Third party only: This won’t provide any real protection for your motorbike but it will make it legal to ride.
- Third party, fire and theft: As well as third party cover, you’ll also have cover for theft of your bike as well as damage caused by fire.
- Fully comprehensive: A fully comprehensive policy will cover your bike for damage from collisions, even if you were to blame. It usually includes fire and theft too.
You can also get additional types of cover such as breakdown recovery and legal expenses. Generally it’s a good idea to get the most protection you can while staying within your budget.
