What SP30 Means For Insurance
GOV.UK lists SP30 as exceeding the statutory speed limit on a public road. The endorsement code guide shows SP30 can carry three to six penalty points.
GOV.UK separates how long points are valid for totting-up from how long an endorsement stays on the driving record. Insurance forms may use their own stated question period, so read the wording carefully.
An insurer may use the code, number of points, date and your wider record when assessing the quote. It does not mean every insurer will treat the risk the same way.
Susan's note: Do not turn one speeding code into a guess about price. Get the dates and points right first, then compare on the same details.
What To Prepare Before Comparing
| Question | What To Prepare | Why It Helps |
|---|---|---|
| What code is shown? | SP30 or another speeding code | Different codes can be rated differently |
| How many points? | The points on your licence | The quote form may ask for the number |
| Which date is requested? | Offence or conviction date as requested | Dates can affect disclosure periods |
| Was there a claim? | Claim date and insurer details | Claims are often asked separately |
| Any other convictions? | Other codes and dates | The whole record can affect the quote |
Can SP30 Increase The Price?
It could, but the final price depends on more than the SP30. Your age, postcode, car, mileage, occupation, claims history and cover choice can all affect the quote.
Start from SP30 insurance if SP30 is the main code on your record. Use speeding conviction car insurance if you need broader speeding-conviction guidance.
FAQs
What is an SP30 conviction?
SP30 is an endorsement code for exceeding a statutory speed limit on a public road.
How many points is SP30?
GOV.UK lists SP30 with three to six penalty points.
Does SP30 always increase insurance?
Not always. It can affect quotes, but the result depends on the insurer and your wider details.
How long does SP30 stay on a driving record?
GOV.UK says many speeding endorsements stay on a driving record for four years. Insurance questions may ask about a different stated period.
Where can I compare SP30 insurance?
Use the CGC SP30 insurance page for the specific quote route.
