If you’re over the age of 17, then you can opt to get a more powerful scooter or motorbike but these come with different requirements. For example you might need to hold a full motorbike licence and pay a higher amount of vehicle tax.
You will need to get insurance for a moped as soon as you want to ride it for the first time on public roads. Luckily it’s quite affordable to get 50cc moped insurance and quotes are very easy to obtain.

