A lot of people mistakenly believe that mopeds and scooters are essential the same type of vehicle but this is often not the case. Although a 50cc scooter is legally considered a moped, in many cases there are some key differences that separate the two and we'll be looking at them in more detail in this guide. Whether you own a scooter or a moped, you'll need to ensure it's road legal by getting moped insurance or scooter insurance.
This will depend on how you intend to use it. Mopeds are less powerful bikes that are great for things like short journeys and city riding. Scooters can be much more powerful and therefore more suited to longer journeys.
Yes, they’re both considered motorbikes, which means they’re subject to the same laws as other vehicles on UK roads, so you’ll need to have insurance in place whichever you have.
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The information contained on this page is for editorial purposes only and is not intended as legal or financial advice. Penalty details, sentencing guidelines, and driving laws can change - always check GOV.UK for the most up-to-date official information on driving offences and endorsement codes. Figures cited are based on publicly available sources including the Department for Transport and may change over time. The insurance systems do not specifically cater to these risks but may cover circumstances such as these.
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