Temporary Car Insurance

Borrowing A Friend's Car? Why Temporary Insurance Is Your Best Bet

If you're borrowing a friend's car, then you'll of course need to have a valid UK driving licence in order to drive it legally. In addition to this, you'll also need to have the right type of insurance to drive your friend's car. If you only need cover for a short period of time, then by far the best option is to get a temporary car insurance policy.

Two people in a car

Yes, if you’re going to be driving a friend’s car and you’re not covered under their policy (which you won’t be unless it was specifically requested), then you’ll to take out a temp policy.

This depends on how long you require it. You can get temporary car insurance from 1 hour, up to 28 days.

You can choose from the same types of cover with a temporary policy as you would with a regular one. The main insurance options are:

  • Third party only
  • Third party, fire and theft
  • Comprehensive

In Summary

  • Temporary cover is ideal for situations when you only need cover for a few hours or days
  • You'll need to have temporary car for the car you're borrowing to be road legal
  • You cannot get temporary cover for hired cars

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