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York Car Insurance: Your Key to a Secure Journey

Finding affordable car insurance in York needn’t be a hassle. You can get quotes that are tailored to you needs very easily, which could save you a good deal of money on your cover.

Click the green button to get York car insurance quotes now.

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Did you know…?

York car insurance is quite affordable compared to a lot of the larger cities in the UK.

You Need York Car Insurance

If you’re a car owner in York and are wondering if insurance is something you actually need then the answer is – yes. In order for your car to be legal to drive you must at least get a third party only policy.

Types Of York Car Insurance

Third-Party Only Insurance

: This is the most fundamental form of car insurance and fulfils the least legal requirement in the UK. It provides coverage for injuries to others and damage to other people's property but excludes any damage to your vehicle.

Third-Party, Fire and Theft Insurance

: This encompasses everything in Third-Party Only insurance, but with added protection against loss or damage to your vehicle from fire or theft.

Comprehensive Car Insurance

: This is the highest level of cover available. It integrates everything from the Third-Party, Fire and Theft policy, and might also cover the cost of repairing or replacing your car, regardless of whether the accident was your fault or not.

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Did you know…?

Getting quotes from a lot of providers is an excellent way to save money and is now easier than ever to do.

Main Reasons To Get York Car Insurance Quotes Online

Some compelling reasons to get York Car Insurance quotes online include –

  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.

York Car Insurance - More Cover Options

Here are a few great extra York Car Insurance options that you can add to your policy –

  • Misfuelling Cover: If you accidentally fuel up with the wrong type, this cover helps manage the cost of any necessary repairs.
  • Child Car Seat Cover: Accidents can be unnerving, especially with children involved. This cover allows for the replacement of any child car seats, even if there's no apparent damage.
  • Breakdown Cover: When your car takes an unexpected pause, this add-on ensures you're not stranded and provides roadside assistance at any time.
  • Legal Cover: Road incident led to a legal dispute? This cover provides financial protection to keep legal costs at bay.
  • Key Cover: Losing your keys is frustrating enough without the added expense. This cover handles the cost of replacement keys and even the locksmith's fee.
  • No Claims Discount Protection: Claim or not, this cover ensures your no claims discount remains untouched, helping you secure lower premiums in the future.
  • Foreign Use Cover: Planning to hit the road abroad? This provides the same level of protection as you have at home, so you can drive with peace of mind.
  • Personal Accident Cover: In case a severe accident occurs, this cover offers you and any named driver a financial safety net for certain injuries.
  • Excess Protection Cover: This cover absorbs the cost of your excess if you need to make a claim, ensuring you're not left out of pocket.
  • Uninsured Driver Protection: If an uninsured driver collides with your vehicle, this cover ensures you're not left to foot the bill, protecting your excess and your no claims discount.
  • Windscreen Cover: Keep your view clear with this cover, which provides protection against any windscreen damage.
  • Courtesy Car Cover: If your car is off the road for repairs after an accident, this cover keeps your routine running by providing a courtesy car.

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Did you know…?

In addition to where you live, your age, driving experience and occupation will also play a big role in how much you pay for car insurance.

Great Money Saving Tips For York Car Insurance

Save money on York Car Insurance with these tips –

  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Avoid Modifications: Any modifications to your car could increase your insurance premium. If you're looking to save money, try to keep your vehicle as close to its factory condition as possible.
  • Limit Your Mileage: If you can, try to limit the amount of driving you do. Lower annual mileage can lead to cheaper insurance premiums.
  • Maintain a Clean Driving Record: A clean driving record, free from accidents and violations, can help lower your premium costs as it shows insurers that you're a low-risk driver.
York Car Insurance Annual Average Premium
Region Postcode Premium*
North West EnglandBL, CH, CW, FY, L, M, OL, PR, SK, WA, WN, BB, CA, LA£917.26
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK car insurance policies from January – May 2024.

Get York Car Insurance Now!

By comparing quotes on offer it takes the stress out of finding the right car insurance. Here's your checklist:
  • Start by putting in your personal info - they handle it with the highest security standards.
  • Provide the details of your car - this helps them personalise your options.
  • Don't forget your current insurance details - this aids in refining their recommendations.
  • Soon, specialist insurance providers will contact you with bespoke quotes.

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York Car Insurance FAQs

How much does car insurance in York cost?

The cost of York car insurance depends on some key factors, of which your location is just one. Where you’re located in York will certainly count, as will your age, your occupation and the value and age of the vehicle you want to insure.

What type of cover should I get?

If saving money isn’t your primary concern and you want the best level of protection, then a fully comprehensive policy would be a great choice. If you’re on a tight budget, then a third party only (TPO) or third party, fire and theft (TPFT) policy would be a good fit.

Will getting quotes from different providers actually help me save money?

Yes, this is usually the case, especially compared to simply taking out the first policy you’re offered. Being able to compare quotes from many providers allows you to make an informed decision.

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York Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your York Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 9 May 2025Reviewed by Ian Beevis Insurance Expert