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Safeguard Your Travels with Appropriate Temporary Car Insurance For Students

If you’re a student and have your own car, then you’ll need to protect if by getting a temporary car insurance for students policy. Unfortunately, because most students are younger than 25, this does mean that car insurance can come at quite a high price. This is because people under 25 are statistically more likely to be involved in accidents. However, the good news is that you can get car insurance at the best price by getting quotes from a lot of different insurance providers, which is now easier than ever to do.

To get student car insurance quotes now, simply click the green button and you can have them within minutes.

Don’t have your registration number? No problem, click here.

Did you know…?

Student car insurance can be high and the reason for this is because most students are either teenagers or in their early 20s

Why Temporary Car Insurance For Students Is Something You Need

The cost of being a student can be a struggle but it’s important that you get car insurance even if it is expensive. Driving without it could easily result in a ban and points on your licence.

Cover Options For Temporary Car Insurance For Students

Third-Party Only Insurance

: This is the most fundamental form of car insurance and fulfils the least legal requirement in the UK. It provides coverage for injuries to others and damage to other people's property but excludes any damage to your vehicle.

Third-Party, Fire and Theft Insurance

: This encompasses everything in Third-Party Only insurance, but with added protection against loss or damage to your vehicle from fire or theft.

Comprehensive Car Insurance

: This is the highest level of cover available. It integrates everything from the Third-Party, Fire and Theft policy, and might also cover the cost of repairing or replacing your car, regardless of whether the accident was your fault or not.

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Did you know…?

Getting quotes from a lot of different insurance providers is an excellent way to keep costs down.

Why It's Recommended You Get Temporary Car Insurance For Students Quotes

Below are some great reasons you should get Temporary Car Insurance For Students

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.

Temporary Car Insurance For Students - Additional Cover Options

If you want additional cover, then check out some of the Temporary Car Insurance For Students options below.

  • Breakdown Cover: With this add-on, you receive roadside assistance whenever your vehicle breaks down, providing you with peace of mind during every journey.
  • Legal Cover: This provides financial protection against any legal costs you might incur if you're involved in a legal dispute related to a road incident.
  • Courtesy Car Cover: If your car needs repairs after an accident, this cover ensures you're provided with a courtesy car, so your daily routine isn't disrupted.
  • Windscreen Cover: This cover provides protection against any damage to your windscreen, ensuring your view of the road remains crystal clear.
  • Personal Accident Cover: This provides you with a financial safety net in the unfortunate event of a severe accident, covering you or any named driver for certain injuries.
  • Key Cover: This offers you protection against the loss or theft of your car keys, covering the cost of replacement and even the locksmith's charges.
  • No Claims Discount Protection: With this, your no claims discount remains intact even if you make a claim, helping you maintain lower premiums in the future.
  • Excess Protection Cover: This covers the cost of your excess should you need to make a claim, meaning you won't be out of pocket when you most need it.
  • Uninsured Driver Protection: This ensures you're not left out of pocket if an uninsured driver hits your vehicle, covering your excess and protecting your no claims discount.
  • Foreign Use Cover: This extends your cover for driving abroad, providing you with the same level of protection as you enjoy at home.
  • Misfuelling Cover: Protects you against any repair costs if you accidentally put the wrong fuel in your car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for the replacement of any child car seats, even if there's no visible damage.

Don’t have your registration number? No problem, click here.

Did you know…?

Age is just one of multiple factors that insurance providers taken into consideration. Others include your location, where your car is parked and how much driving experience you have.

Temporary Car Insurance For Students - How To Save Money

You can save money on Temporary Car Insurance For Students by –

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.

Compare Temporary Car Insurance For Students Quotes Now!

Comparing tailored quotes is the secret weapon for zeroing in on the best car insurance. Here's the roadmap:
  • Firstly, you input your personal details - they assure absolute data protection.
  • Then, share your vehicle's specifics - every detail leads to a better fit.
  • Fill in your current insurance particulars - it's crucial for personalised recommendations.
  • Sit back as specialist insurance providers connect with you offering tailored quotes.

Don’t have your registration number? No problem, click here.

Temporary Car Insurance For Students FAQs

Should I get a black box insurance policy to lower costs?

Black box insurance policies are very popular with students and young drivers generally. Having a black box installed will allow insurance providers to access data about how you drive. This can help to lower costs over time. However you should be aware it can also result in a higher cost if you break the speed limit repeatedly.

What steps can I take to lower the cost of my insurance?

Some good ways to keep insurance costs to a minimum are –

  • Getting a modestly-priced car
  • Making sure you park it safely
  • Paying for your policy annually
  • Getting a lot of quotes

Why do students pay more for insurance?

The fact that insurance costs more for students isn’t directly related to the fact that they’re students but simply because most students tend to be 25 and under, which is a high risk group.

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Temporary Car Insurance For Students Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Temporary Car Insurance For Students. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 12 March 2025Reviewed by Ian Beevis Insurance Expert