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Hit the Road without Worries: - Pick the Right Lewisham Car Insurance

If you’re a driver living in Lewisham, then you’ll want to make sure your car is fully protected by getting the right car insurance policy. Car insurance can protect you for all the risks that come with driving and give you peace of mind when you’re on the road.

Get your Lewisham car insurance quotes now by clicking the green button.

 

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Did you know…?

London is one of the most expensive places in the UK to get car insurance, so it's always important to take any steps you can to save money.

Why It's Essential You Get Lewisham Car Insurance

Getting car insurance will ensure that your car is road legal and can also provide you with additional types of cover such as windscreen repair and breakdown assistance.

Types Of Lewisham Car Insurance

Third-Party Only Insurance

: This is the basic car insurance requirement by law in the UK. It includes coverage for injuries inflicted on others and damage to others' property, but doesn't provide for any damage to your vehicle.

Third-Party, Fire and Theft Insurance

: This is an extension of Third-Party Only insurance, offering additional coverage against loss or damage to your vehicle due to fire and theft incidents.

Comprehensive Car Insurance

: This is the most extensive insurance cover you can get. It encompasses all the components of Third-Party, Fire and Theft policy, plus it may also help bear the cost of repairs or replacement of your car, irrespective of who caused the accident.

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Did you know…?

Factors that affect how much you'll pay for car insurance including your age, location, occupation and value of your car.

Why Get Lewisham Car Insurance Quotes Online?

Some of the best reasons to get Lewisham Car Insurance quotes online are:

  • They allow customisation of search results based on individual needs, such as coverage type and excess amount, for a personalised experience.
  • These services don't require commitment or purchase; they can be used as research tools.
  • They promote competition among insurers, often leading to better pricing options.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.
  • The real-time comparison of prices from various insurers aids in making an informed decision.

Extra Types Of Lewisham Car Insurance

Additional options for Lewisham Car Insurance include:

  • No Claims Discount Protection: Keep your no claims discount safe and sound, even if you make a claim. This cover helps you maintain lower premiums for the future.
  • Key Cover: Lost or stolen car keys can be a headache. This cover takes care of the cost of replacement and the locksmith's charges.
  • Misfuelling Cover: If you've accidentally filled up with the wrong fuel, don't panic. This cover protects you from any subsequent repair costs.
  • Legal Cover: This cover offers financial protection against any legal costs you might incur from a legal dispute related to a road incident.
  • Excess Protection Cover: With this, the cost of your excess is covered should you need to make a claim. You won't be left out of pocket when you need help the most.
  • Windscreen Cover: This ensures your windscreen is protected against any damage, keeping your road view clear and safe.
  • Breakdown Cover: Car problems on the road? With this add-on, you'll receive roadside assistance whenever your vehicle breaks down.
  • Uninsured Driver Protection: This ensures you're not financially hit if an uninsured driver bumps into your vehicle. It covers your excess and protects your no claims discount.
  • Foreign Use Cover: Planning a drive outside the UK? This extends your cover for driving abroad, offering the same protection you enjoy at home.
  • Personal Accident Cover: Should a severe accident occur, this provides a financial safety net, covering you or any named driver for certain injuries.
  • Courtesy Car Cover: Car in for repairs? This cover ensures you get a courtesy car, keeping your daily life from being disrupted.
  • Child Car Seat Cover: In the event of an accident, this cover provides funds for the replacement of child car seats, even if they don't show any visible damage.

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Did you know…?

Most insurance offer breakdown assistance as an additional type of cover, which is always worth considering if you don't already have it.

How To Save Money On Lewisham Car Insurance

Some great money saving methods when taking out Lewisham Car Insurance include:

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.
Lewisham Car Insurance Annual Average Premium
Region Postcode Premium*
LondonE, EC, N, NW, SE, SW, W, WC, BR, CR, DA, EN, HA, IG, KT, RM, SM, TW, UB, WD£1277.34
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK car insurance policies from January – May 2024.

Compare Lewisham Car Insurance Quotes Now

Compare and save, finding the perfect car insurance is as easy as pie. Just follow these steps:
  • Begin by entering your personal details - rest assured, they value your privacy.
  • Next, share your vehicle's details - this helps them match you with the best options.
  • Provide the specifics of your existing insurance - it's essential for precise recommendations.
  • Wait and see as specialist insurance providers come forward with customised quotes.

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Lewisham Car Insurance FAQs

How much does a Lewisham car insurance policy cost?

It’s hard to give a precise number since it will depend on many factors, of which your location is just one. The value of your car, your age and how secure your car is will all play a big role in how much you pay.

What type of policy should I get?

If you want the most protection for your own car, then a fully comprehensive policy would be the best option. If you want to pay the minimum, then a third party policy is the way to go.

What are the best ways to save money?

You should always get multiple quotes when looking for car insurance. In addition to this you should also consider:

  • Getting a third party only policy
  • Increasing excess
  • Paying upfront

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Lewisham Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Lewisham Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert