Don’t have your registration number? No problem, click here.

Harrow Car Insurance: Your Key to a Secure Journey

If you’re a car owner in Harrow, then you’ll need to have the right car insurance in place to make your car road legal. Luckily getting Harrow car insurance quotes is a very quick and easy process.

Simply click the green button to get your quotes now!

Don’t have your registration number? No problem, click here.

Did you know…?

You can get tailored Harrow car insurance quotes in just a matter of minutes.

Why Harrow Car Insurance Is Necessary

Although car insurance is an unwanted expense for most people, it is something you must have. A third party only policy is the minimum level of cover you need in order to drive your car legally in London and the rest of the UK.

Types Of Harrow Car Insurance

Third-Party Only Insurance

: This is the basic car insurance requirement by law in the UK. It includes coverage for injuries inflicted on others and damage to others' property, but doesn't provide for any damage to your vehicle.

Third-Party, Fire and Theft Insurance

: This is an extension of Third-Party Only insurance, offering additional coverage against loss or damage to your vehicle due to fire and theft incidents.

Comprehensive Car Insurance

: This is the most extensive insurance cover you can get. It encompasses all the components of Third-Party, Fire and Theft policy, plus it may also help bear the cost of repairs or replacement of your car, irrespective of who caused the accident.

Don’t have your registration number? No problem, click here.

Did you know…?

Your location isn't the only factor that impacts cost; there's also your age, value of your car and the level of cover you take out.

The Benefits of Getting Harrow Car Insurance Quotes Online

The main benefits of getting Harrow Car Insurance quotes online are:

  • They allow users to browse through various quotes from different insurers, offering a wide range of options that cater to every requirement.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.
  • These sites are accessible 24/7, accommodating busy individuals who can't shop for insurance during normal business hours.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • The real-time comparison of prices from various insurers aids in making an informed decision.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.

Harrow Car Insurance - Additional Cover Options

Some useful additional types of Harrow Car Insurance include:

  • Windscreen Cover: A clear view is crucial when you're on the road. This cover ensures your windscreen's protection against any damage.
  • Excess Protection Cover: Need to make a claim? Don't fret about the cost of your excess. This cover's got your back.
  • Key Cover: Lost keys or stolen ones, this cover sorts out the cost of replacement and the locksmith's charges.
  • Legal Cover: A legal dispute from a road incident can be a financial burden. This cover is there to lighten that load.
  • No Claims Discount Protection: Make a claim without worrying about your no claims discount. This cover ensures it stays intact.
  • Foreign Use Cover: Fancy driving abroad? This extends your cover overseas, offering the same level of protection as you enjoy back home.
  • Breakdown Cover: Car troubles mid-journey? This add-on offers roadside assistance whenever you need it.
  • Uninsured Driver Protection: An uninsured driver hit your vehicle? This cover ensures you're not left out of pocket, protecting your excess and your no claims discount.
  • Personal Accident Cover: If a severe accident happens, this cover provides financial support for you or any named driver for certain injuries.
  • Misfuelling Cover: Put the wrong fuel in your car by mistake? This cover shields you from any subsequent repair costs.
  • Courtesy Car Cover: If an accident sends your car to the garage, this cover ensures you're not left high and dry by providing a courtesy car.
  • Child Car Seat Cover: In case of an accident, this cover provides funds for replacing any child car seats, even if there's no visible damage.

Don’t have your registration number? No problem, click here.

Did you know…?

You can save money by paying for your car insurance annually rather than monthly.

How You Can Keep the Cost of Harrow Car Insurance To a Minimum

Save money on Harrow Car Insurance by:

  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.
  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.
Harrow Car Insurance Annual Average Premium
Region Postcode Premium*
LondonE, EC, N, NW, SE, SW, W, WC, BR, CR, DA, EN, HA, IG, KT, RM, SM, TW, UB, WD£1277.34
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK car insurance policies from January – May 2024.

Compare Harrow Car Insurance Quotes

Comparing quotes turns car insurance shopping into a walk in the park. Here's the sequence:
  • First, key in your personal information - they take data protection seriously.
  • Next, share your vehicle's specifics - the more they know, the better they can assist.
  • Provide details about your current insurance - this enables personalised options.
  • Then, just relax as specialist insurance providers come up with tailored quotes.

Don’t have your registration number? No problem, click here.

Harrow Car Insurance FAQs

Is it easy to get Harrow car insurance quotes?

Yes, it only takes a few minutes to get quotes. You simply fill in the quote form with the required information about yourself and your insurance needs and you can then compare your quotes.

How much does car insurance cost in Harrow?

Car insurance in Harrow is comparable to the rest of London but location is only one of the factors that affects cost. Other important factors are your age, the value of your car, how securely it’s parked and the level of coverage you take out.

How can I save money other than getting quotes?

A very good way to reduce the cost of your car insurance is by paying for it upfront on an annual basis rather than monthly.

Don’t have your registration number? No problem, click here.

Car Insurance Comparison Areas

Related Harrow Car Insurance Guides

How Much Does Car Insurance Go Down After 1 Year No Claims?

On average, UK drivers with 1 year of no claims can expect their car insurance to drop by around 10%…
Read full guide

Transferring Insurance From One Car To Another

You can transfer your car insurance from one vehicle to another, but it’s not automatic. You’ll need to contact your…
Read full guide

Does Car Leasing Include Insurance?

Most car leasing deals do not include insurance as standard. When you lease a car in the UK, you’re usually…
Read full guide

Can You Cancel car insurance At Any Time?

Yes, you can cancel your car insurance at any time in the UK. Whether you pay monthly or annually, it’s…
Read full guide
man taking photo of a crash

Which age group causes the most car accidents in the UK?

In the UK, the age group most likely to cause car accidents is younger drivers, especially those aged 17 to…
Read full guide
written off car

What colour car has the most accidents in the UK?

When it comes to road safety, you might wonder if the colour of your car affects your risk of being…
Read full guide

What is Third Party Car Insurance?

Third party car insurance is the minimum legal level of cover you need to drive on UK roads. It covers…
Read full guide

Do I Need Business Car Insurance as a Carer?

Yes, if you’re a carer using your vehicle for work-related travel, such as driving to clients’ homes, appointments, or care…
Read full guide

Does your job title affect car insurance?

Yes, your job title can affect your car insurance costs. Insurers use it, along with other details, to work out…
Read full guide

How Long Does It Take to Get Car Insurance?

In the UK, you can get car insurance in as little as 15 minutes, especially if you’re buying online. Most…
Read full guide

Harrow Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Harrow Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert