Car Impound Insurance

 Can I Get Impound Insurance If I Have Driving Convictions?

If your car has been impounded, then you'll need to get impounded car insurance in order to have it released. If you have driving convictions, then you might be worried that you won't be able to get cover but the truth is that many impounded car insurance providers cater to drivers that may have convictions. Read on for more information.

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The most common types of driving convictions are:

  • Speeding: Speeding is a very common driving offence. Whether or not your car is impounded as a result while depend on the severity of the incident.
  • Careless driving: Careless driving is another common offence and usually involved endangering other road users or pedestrians by not driving with due care.
  • Drink/drug driving: This one is self-explanatory and can carry a heavy punishment, including your car being impounded.
  • Driving while using a mobile phone: If you use a mobile phone without using a hand-free device then this is also an offence.
  • Driving without insurance: Driving without proper insurance can also result in fines, penalty points and your car being impounded.

Click here for a full list of driving offences in the UK including the penalty points they carry. 

Whether or not you need to declare any convictions to insurance providers will depend on whether they’re “spent” or “unspent”. Most convictions become spent after a certain period of time and once they have, you no longer need to declare them.

You can find more information here.

If you’re getting impounded car insurance and you have driving convictions, then the best way to save money is by shopping around when you’re getting quotes. Luckily this is now a very easy process (just click the green button to get quotes now).

In Summary

  • You should be able to find impounded car insurance with driving convictions although it may be more expensive
  • You don't need to declare convictions if they're considered spent
  • You'll be covered as third party only and for 30 days under most impounded car insurance policies

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