Temp under 21 car insurance is ideal when you’re a young or new driver or both, who wants to get more driving experience outside of your lessons. Below are some of the main benefits.
- Cover for drivers 19+
- Flexible cover from one hour to 28 days
- All levels of cover
- Low excess
- Protect the car owner’s No Claims Bonus
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A guide to temp under 21 car insurance
Finding affordable car insurance as a younger driver can be quite challenging. A lot of insurance providers may not even provide cover for (often new drivers) young drivers and even if they do, it’s often prohibitively expensive. Luckily there is a solution in temporary under 21 car insurance. Getting temporary cover, whether it’s for your own car or a family member’s, allows you to gain valuable experience driving away from your lessons.
To get tailored temp under 21 car insurance quotes now, simply click the green quote button. You can find out more about this type of cover below, such as the most common uses for temp under 21 cover and how much you can expect to pay.
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Situations where temp under 21 car insurance is ideal
Some of the main situations where temp under 21 cover comes in handy are:
- Using a friend or family member’s car – This could be because you want to get extra practice outside of your driving lessons or because you want to use the car for a trip. In either case, temporary cover can provide you with the protection you need when you need it.
- You’re a student – If you’re moving your stuff to or from your campus; or you just need the use of a car for a specific trip for you and some friends – temporary cover is a great way to make your car road legal without the commitment and expense of a long-term policy.
- Holidays and road trips – If you’re planning a trip in the UK and only need cover for that specific period of time, then temp under 21 car insurance is ideal for this.
- Emergencies – Sometimes emergencies crop up and you might need to drive a car you’re not currently insured on. You can have temp cover in place in minutes, which makes it perfect for such a situation.
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How much will temp under 21 car insurance cost?
The cost of temp under 21 car insurance will vary depending on a few things, with the main ones being:
- Your age
- The vehicle you’re insuring
- Your driving history
- Your location
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Are there any ways to save money on temp under 21 car insurance?
Yes, a few good ways to save money are:
- Get a modest car – Getting a modest car with a small engine is one of the best ways you can save money when getting temporary cover. Obviously this doesn’t work if you’re getting insured on your parent’s car but if you’re buying one for yourself, avoid getting anything too lavish since the insurance will likely be very high if you do.
- Limit cover options – You can get a third party only policy to make your car road legal, which usually works out considerably cheaper than a comprehensive policy.
- Shop around for quotes – Getting quotes is very easy to do and is a great way to save money when taking out temporary cover.
Get temp under 21 car insurance quotes in a quick and easy manner
Click the green button to compare quotes for temp under 21 car insurance now.
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Can I get temp under 21 car insurance if I’m 17 or 18?
If you’re under the age of 19, then most insurance providers will only offer you a learner driver insurance policy. In order to take out temporary cover, you’ll need to be at least 19 years of age.
What will I be covered for?
You can choose the level of cover you want to take out depending on how much protection you want for your car and the budget you have. A fully comprehensive policy will provide the most protection but if that’s not affordable, you can opt for a third party only; or third party, fire and theft policy.
How long will I be covered for?
You can choose the length of time you want cover for, from just a few hours to 28 days.
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