Temporary car insurance with convictions provides an easy and affordable solution when getting long-term cover isn’t viable. You can choose how long you want to be covered for and what level of cover you want.

  • Cover from one hour to 28 days
  • Cover for most common conviction types
  • Cover for drivers aged 19+
  • Easy and fast quotes

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A guide to temporary car insurance with convictions

If you have a driving conviction, then you might be worried that finding car insurance at an affordable rate will be impossible. Whether or not this is true will depend on the severity of your conviction and how recently it was. The good news is that even if long-term cover isn’t affordable, you can get temporary, flexible insurance as a convicted driver that covers you only for the period of time you need.

To get temporary car insurance with convictions quotes now, just click the green button. You can find more information below, such as the most common types of convictions and great ways to save money as well as FAQs.

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Did you know?

Because having convictions makes getting affordable car insurance more difficult, temporary cover is often the best solution.

Can I get temporary cover when I have convictions?

There are many types of driving convictions that you can receive and they vary in severity and the punishment they carry. Insurance providers consider these things when deciding on whether or not they’ll provide a quote. Generally convictions like drink driving and disqualification will make it hard to get a car insurance quote, especially a long-term one.

If your convictions are on the less serious side however and they’re not too recent and you haven’t accumulated too many penalty points, then most insurance providers will be prepared to offer you a quote, even if it is at a higher rate.

What are the most common types of convictions?

Some of the most common types of driving offences in the UK are:

  • Speeding
  • Careless driving
  • Dangerous driving
  • Using a mobile while driving
  • Driving under the influence of drugs or alcohol

The punishments for these offences varies depending on how serious they are but most come with penalty points, a fine or even a prison sentence in more serious cases.

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How much does temporary car insurance with convictions cost?

The main things that affect the cost of temporary car insurance with convictions are:

  • Your age
  • The severity of your conviction
  • How recent it was
  • Your car
  • The length of the policy

Did you know?

There are two types of convictions – spent and unspent. If a conviction is unspent, this means you must declare it to insurance providers. Failure to do so will invalidate your policy.
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Are there any ways to save money when getting temporary car insurance with convictions?

Yes, there are a few good ways to do this. These include:

  • Getting a modest car – A good way to save money on temporary insurance when you have convictions is to get a more modest car. The smaller a car’s engine and the lower its total value, the less it will cost to insure.
  • Increasing voluntary excess – By increasing the amount you’d pay towards a claim, you can lower the cost of your cover.
  • Getting a lot of quotes – Because not every insurance provider will offer you a quote when you have convictions, it’s especially important to shop around to get the best price possible.

Get temporary car insurance with convictions quotes quickly and easily

Click the green button go get temporary car insurance with convictions quotes from expert providers now.

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Temporary Car Insurance With Convictions FAQs

Why does temporary car insurance with convictions cost more?

Simply because insurance providers consider convicted drivers to be higher risk and more likely to make a claim.

Is it possible to get temporary cover as a convicted driver?

This will depend on things like the severity of your conviction and how recently it was. Also things like how many penalty points you accrued.

How much does temporary car insurance with convictions cost?

This will depend on the car you’re getting cover for, how severe and recent your conviction was and the length of cover you need.

Do I need to declare my conviction to insurance providers?

If your conviction is unspent, then yes you’ll need to declare it. If you don’t, it will almost certainly invalidate your policy.

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